So in all walks of life there are good mechanics and crap mechanics and across the board there are various people who have gained their papers, but, as we know passing an exam doesn't mean you are any good.
So how do you find a GOOD adviser? How much would I need to pay? Why is it so flipping complicated?
l am just trying to find out if the missus and I will be able to retire some day so any pointers that can help. PM me if you don't want to do it in public.