Sex with the wife -legal and genral.
Sex with your future wife - mutual trust.
Sex with your secretary - employers liability.
Sex with a prostitute -commercial union.
Sex on the telephone - direct line.
Sex with your biographer - quote me happy.
Sex in a hurry - insure and go.
Sex with your boyfreind - standard life.
Sex with a transvestite - confused.com.
Sex with someone diffrent gocompare.com.
So come on Boys and Girls better being safe than sorry GET INSURED.