As my rifle travels about a little bit I was considering insuring it, scope, binos etc. against loss/theft or damage.
Now, I know that BASC did do some firearms/optics insurance but don't see it mentioned on their site anymore. I looked into it at the time and my understanding, from reading the small print, was that the gear was only covered if it was stolen from the locked gun safe and there was evidence of a break in. That I could see it was fine if you were a collector but not much use to someone who travelled with or used their guns.
My main concern is with the airlines as they are famous for causing damage and famous for avoiding any liability. I would also like to cover the gear for an agreed replacement cost, rather than end up paying for cover only to discover that they value my loss at £15 when the time comes. I would guess that the replacement cost of rifle, scope, mounts, binos etc. must be about £4,000.
Has anyone any experience, thoughts or suggestions on this subject?