coming back from stalking this last Saturday unfortunately I had an accident in the van, neither vehicle was going any great speed and the damage to both cars was minimal I have just finished repairing the van my self as I did not want to loose my no claims bonus and have to pay more next year as I am only 19. when I got home I rang Aviva and let them know I had an accident and that I did not wish to claim but I informed them that the other parts were going to try and claim against me because there car was worth a lot more than mine. The crash occurred on a small back road down the road from one of my permissions, the road is to small for two cars to pass and on a blind corner we hit corners. I have just got off the phone to Aviva and have been told that I will now loose my no claims and that they are going to pay 50% of the damage for the other party's vehicle because the other party has told them that I am 100% at fault. I was under the impression that on a back road if no body is at fault then it was up to your own insurer to pay to sort your car if you wished to sort it out through them. the police were called by the other party as they wanted a log number and the two police officers agreed that it was nock for nock and no body was at fault, I have tried looking at the internet but im struggling to find any information reguarding this, so I thaught I would ask here in the hope that there was someone who new more than me. im refusing to accept liability for the accident and im a little peeved that I will now loose my no claims as my insurance is over 1000 as it it!! if anyone could help I would be extremely great full. if anyone knows something I don't that will stop be loosing my no claims I would be more than happy to send you a bottle of your faveroute drink or if your close take you lamping or stalking on my ground, thanks all!!