I'm about to embark on the dog insurance minefield, can anyone offer any experience of either NFU or BASC/PetPlan?
My father said that he was happy with petplan until the dog (now long gone) started getting older and the premium flew up beyond the realms of reasonable. I can, to an extent, see why this is (the older the dog, the more prone it will potentially be to illness, injury, etc) but it seems a bit harsh that you could go 9 years without a claim and then be hit with double the premium because your dog got old. Is this the case with all insurers?
I have heard good things about NFU on here and elsewhere, are they good to deal with for claims, is the premium reasonable, etc?
I'm not simply looking for the cheapest cover going, but I don't have the money to be getting ripped off of it comes to a claim or finding out in a few years time that the only way to keep my dog insured is to start paying out more than it costs to insure my motorcycle.
Thanks all in advance for your insight