Thanks, you have summarised everything that I have heard so far, so will go with oil.
Couple off things i'll add.
If ur house is pretty rural with a chance off power cuts have u considered LPG instead.
I put an LPG combi in instead of other heating for my UFH.
I think price/efficency are fairly similar between the 2.
Can use it for cooker hobs if a power cut.
Cant steal it the way u can oil.
And doesnae stink, oil tanks and boilers always smell.
My house was a compmete rebuild/ renovation.
Tried hard to plumb my log burner in to heating system but just too complicated and expensive to be worthwhile.
Also with a bigger back boiler u will most likely need a water pump to move it, so again in a power cut u cannae put ur log burner on.
I also gained an extra bedroom/office by doing away with all the gubbins for the hot water tank.
My brother built a house 7 yrs ago almost passihiv standard, was rated at an A for epc.
Its a pretty big house, he has an Air source,.
His house is always warm but i dont think that cheap to run.
He got a pretty good grant but the grant is up now and he's pricing ripping it out to put either oil or Lpg in.
To be fair the plumber did make a bit of an arse off putting it in ( he is a good plumber normally just never done air source before).
Some of the pipe work is too small a dia for air source, would of worked fine with a normal heating system. So that hasnae helped.