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Thread: PayPal 'gift'

  1. #1

    PayPal 'gift'

    OK - I admit I'm not the most computer techy person.

    I've seen, and purchased, a number of items using PayPal - many on SD. Without a problem I might add.

    More often than not I'm asked to make the payment a 'gift' in PayPal. (I think I just clicked a box for that?) and was under the impression that this just avoided some transaction fees for the seller.

    Now I've been made aware that this 'gift' thing actually reduces the buyers protection if it all goes shiny side down. Item not received, item not as described etc.

    Is that right?

    To be honest, however anyone paid I'd resolve it. But just interested in what the difference, if any, is.

    Jim
    I never make the same mistake twice.

    I make it five or six times.

    Just to be sure.


  2. #2
    Hi Jim

    Yes that's right you lose the buyer protection.

    F

  3. #3
    Every days a schoolday!

    Thanks Frank.
    I never make the same mistake twice.

    I make it five or six times.

    Just to be sure.


  4. #4
    yes its for giving money to Friends and family as a gift i.e people you trust
    this is why you have to tell teh seller your address to post to as paypal dosnt automatically give it to you as it does with Goods and services Transactions.
    the is no Protection at all or any way to get your money back your end as GIFT means you gave it to them

    BTW it is against Paypal policy for a seller to ask for payment of goods or services as a Gift payment


    use this Webpage to work out how much extra you need ot pay to cover fees and get the protection with the seller getting the full amount they want

    PayPal Fees Calculator

  5. #5
    FGYT - that's really helpful - doesn't really add much to the transaction cost.
    Jim
    I never make the same mistake twice.

    I make it five or six times.

    Just to be sure.


  6. #6
    also as a gift, you end up paying the fee rather than them.

  7. #7
    SD Regular
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    Both facts, as per OP, are correct. If buying or selling on here, SD, I use Paypal 'gift' as it ensures the person listing the goods gets 100% of what their price is. And as a buyer it's easier and quicker that sending a cheque or doing a bank transfer.

    On eBay? Never! As other contributors say you've just lost your Buyer Protection. So either 'gift' or 'purchase' have their place. It's just knowing when one method is better appropriate that the other. Here yes, eBay no.

  8. #8
    BobT

    That's not quite correct; This is from their site 'It’s free to use PayPal to send or receive money between friends and family in the UK, as long as the payment is funded by a bank account, debit card or PayPal balance, and no currency conversion is involved'

    F

  9. #9
    I personally try to avoid pay-pal wherever possible due to there anti gun stance.
    Right where's those stones , I'll start !

  10. #10
    Quote Originally Posted by Frank Homes View Post
    BobT

    That's not quite correct; This is from their site 'It’s free to use PayPal to send or receive money between friends and family in the UK, as long as the payment is funded by a bank account, debit card or PayPal balance, and no currency conversion is involved'

    F
    thats a new one on me, I often get charged, but the funds come from a card.

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