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Thread: Dog Insurance.

  1. #1

    Dog Insurance.

    My CBR's are working hard 3-4 times a week and they dog in and flush at my syndicate and at my flighting pond and was wondering if you have yours insured and with whom? They are 5 years old now and in great health and shape.

  2. #2
    I have two flatcoated retrievers which are insured with Tesco.

    The price of insuring dogs has rocketed over the last ten years and at one stage I decided it was not worth paying for insurance. Within 4 months my bitch developed laryngeal paralysis and the vet bill came to over 1k. I now keep them insured.


    Watchout for the small print in some insurances which say they will not cover working dogs. I believe some will not pay out even if you are not being paid for the work they are doing.

    Mulac

  3. #3
    I had a bad experience with Direct Line Pet Insurance and would never use them again for anything. They tried to use every wangle to get out of paying. Luckily being in the business I was able to get round it, but it wouldnt be easy for those not "in the know"

  4. #4
    A vet once told me to put the cost of pet insurance into a sweet jar and the day the dog died there would be money left over?

  5. #5
    I use More Than for my dog insurance and they have been excellent even will two claims

  6. #6
    Quote Originally Posted by RED-DOT View Post
    A vet once told me to put the cost of pet insurance into a sweet jar and the day the dog died there would be money left over?
    Not troubled a Veterinary Surgeon recently then?. First question on arrival: what appears to be the problem?. Second: ARE YOU INSURED?.
    Getting beyond a joke. Look how many vets have given up their 'large animal' (farm) practices.

  7. #7
    Quote Originally Posted by RED-DOT View Post
    A vet once told me to put the cost of pet insurance into a sweet jar and the day the dog died there would be money left over?
    I thought that too. I was paying over 300 a year some time ago for 3 wolfhounds. So i cancelled all their insurance and started putting the money away. Less than six months later one of the dogs required life long medication and I was way out of pocket within 6 months. Insurance is a risk - you pays your money (or banks it), you take your choice. For me it's a good insurance policy every time now

  8. #8
    We are insured through PetPlan who have a great relationship with our Vets, so the staff at the vets take care of all the paperwork. Currently one of my dogs has a skin problem and the bill for tests etc if fast approaching 600 so without insurance I would be a very unhappy bunny.

    One day I want to be as wonderful as my dogs think i am .....

  9. #9
    Pet plan ( very good company imo) for my dogs, not working breeds but classed as 'high risk ' group- Leonbergers x 2 costs me 110 per month but have certainly used the insurance and as mentioned the first thing the vet will ask ' are you insured'. unfortunately the vets have you by the knackers , we all love our dogs , dont want to see them suffering but they make us pay for them. next time though i will be choosing a smaller , hardier (cheaper) breed
    cheers
    craig

  10. #10
    Just some general observations on dog insurance, it's like anything else, the company is there to make money from you. With that in mind look VERY carefully at the policies. Some claim "insurance for life" but they mean the life of the CLAIM. So check it is for the life of the animal. The cheaper policies are cheaper for a reason. In practice we have more problems - queries or rejected claims - with the cheaper newer policies than the long established more expensive ones. Putting the cash to one side can work, but as scrun says - either you take the risk, or pay the insurance company to do it.

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