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Thread: Which credit card

  1. #1

    Which credit card

    Looking at getting a credit card due to change of jobs, well hope to start my own work shop up what have you guys found good and bad with the plastic???

  2. #2
    One that gives you cash back for using it and a low % , also not with a bank that is anti shooting !!!

  3. #3
    Tesco, you get a level of Clubcard points for using it on all purchases outwith Tesco store purchases. Pay everything on it and settle up at the end of the month.

  4. #4
    I use 3 cards Tesco, M&S and Barclaycard... choose the one that offers the longest interest free period then before the end of the term transfer the balance to another that offers 0% on balance transfers and another term of interest free. You can play it so that you never pay any interest, just a nominal transfer fee. Plus as already mentioned you can get reward points to offset against your weekly shopping bill.

    Martin Lewis's website has a comparison chart of the best current deals and offers.
    "It's halfway down the hill, directly below that tree next to a rock that looks like a bell-end"

    Good deals with ~ deako ~ sakowsm ~ dryan ~ 2734neil ~ mo ~ riggers ~ mmbeatle ~ seanct ~ an du ru fox

  5. #5
    My advice would be don't and pay as you go.

  6. #6
    That's good advice R D
    Quote Originally Posted by RED-DOT View Post
    My advice would be don't and pay as you go.

  7. #7
    It would be used as a float for parts and wages if i need it that is ?

    thanks tho for the info and advice just hate possible being in someone elses pocket

  8. #8
    Jonny - I'd give a negative for Barclaycard - I had an 'Egg' card which was excellent but when Barclays took over it fell off a cliff - blocked every time I ventured abroad, call centres hosted on mars I believe and zero customer service.
    I really liked Egg.
    Guess it got scrambled in the takeover.........
    I never make the same mistake twice.

    I make it five or six times.

    Just to be sure.


  9. #9
    Quote Originally Posted by RED-DOT View Post
    My advice would be don't and pay as you go.
    If you have any problems with a purchase it's good to have a decent company on your side.
    I use Barclaycard visa..never had any problems.
    "Don't say I didnae warn ye !"

  10. #10
    Quote Originally Posted by RED-DOT View Post
    My advice would be don't and pay as you go.
    I would normally agree with this but with a credit card your purchases are protected.... if you book flights on a credit card and the airline goes tits-up you can get your money back. Pay on a debit card and that's you several hundreds out of pocket.

    If you use them responsibly and pay the balance on time you can use them to your advantage.
    "It's halfway down the hill, directly below that tree next to a rock that looks like a bell-end"

    Good deals with ~ deako ~ sakowsm ~ dryan ~ 2734neil ~ mo ~ riggers ~ mmbeatle ~ seanct ~ an du ru fox

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