ATV Insurance

[Cut+Squirt]

I'm currently awaiting delivery of a new quad bike. It shall be Agri registered for limited road use.

There doesn't appear to be a great deal of insurance providers specialising in ATVs.

Any recommendations on who you are currently insuring your quad with would be appreciated.

Cheers.

 

[mack8317]

NFU

 

[sh1kar]

Adrian flux
S

 

[countrryboy]

Dunno if changed now, but used to be a pain insuring ur 1st esp when brand new.
We used to struggle as insurers want a reg number but DVLA want ins, so becomes a chicken and egg thing.

It used to be a real pain hurrying the DVLA up enough, insurers used to give u 10 or so days on the serial number, but then got impatient wanting the number plate.
No problem when u already have a bike/insurance, but been a long time since I bought the 1st new bike with no trade in.
Might be better now

Aye flux is ur most likely, for a while went throu a Brooker in Ayr farmers mercantile I or something.
NFU sometimes want u to insure other stuff with them not keen on stand alone quads.

 

[Cut+Squirt]

Aye it's a bit of a nightmare. .
I've already got the registration number but dosnt seem to be making much difference.

They are clearly a high theft risk so I'm guessing that's the main issue. I'll give Flux and NFU a try tomorrow.

 

[labrador77]

Nfu for mine, be prepared to wince though!

 

[countrryboy]

U could try that farmers mercantile, they weren't too bad, and done my public liability too at the time.

The problem I had wi them is insured all my vehicles throu them, flipped a motor and then got crashed into on my quad, my only 2 accidents in 2 years everything went throu the roof after that.

If u have number plate should make it a lot easier thou

 

[Dickie]

Bike sure linked to Adrian Flux I think

 

[Cut+Squirt]

Cheers Stuart,
I've never hear of them but they are very local so will definitely give them a punt.

 

[wytonpjs]

Posted on a similar thread a wee while ago that I’ve ended up using Performance Bikes for the last 3 years with no issues.

 

[Orion]

Posted on a similar thread a wee while ago that I’ve ended up using Performance Bikes for the last 3 years with no issues.

Yep, same here. Performance Direct for the past 3 years.

 

[peter a]

Bike sure, Adrian Flux, I insure through them fully comp. For the last four years, I cannot remember the exact price but just over 200 pounds.

 

[kimh]

NFU

Second that one

 

[CarlW]

I use NFU as part of a broader tractor/machinery policy.

And a big chain and a big dog. Quads are Pikey-magnets.

 

[Cut+Squirt]

For anyone interested who may find themselves searching the forum with a similar query in the future -

NFU will not insure an ATV only, must be part of a business package, liability insurance etc.

After much faffing about I got a fully comp policy including business and private use for £210.00. Thought that was quite reasonable for an 8.5k bike. Company was Groves and Dean.

Hope this helps anyone else who may be searching for similar.