Dog insurance

mj robson

Well-Known Member
I've got 6 gun dogs that I'm looking to take out a new policy on as the old company i was using has gone bust. The new quotes are way higher than I've been paying, (maybe thats why they went bust!), so was wondering if any of you guys know any good companies to take out gun dog insurance with?

The new quotes are coming in at £1500 pa for 6 dogs!!
 

bobt

Well-Known Member
I asked myself the same question, I have 5 dogs, £1500 put to one side each year will pay a vets bill every few years,

My old springer when he got to 10 the premium doubled and instead of me paying the first £50 and they pay the rest, it became I pay the first £50 and they pay HALF,
 

srvet

Well-Known Member
Of all the vets I know with insured dogs they all use Pet Plan. Take from that what you will.

Sad (or happy) to say I fit into that demographic!! Not the cheapest but reasonable to deal with. Please bear in mind that all pre-existing conditions will now not be covered on your new policies, ie anything that they have suffered from in the past regardless of whether a claim has been made.
 

countrryboy

Well-Known Member
Also check the policy covers working dogs, if ur paid to pick up and use ur dogs for hire/reward (dunno if thats the correct term) some plicies don't cover u
 

dengreenhowe

Well-Known Member
I put the money in bank ,!!! Then pay as you go. The first ? The vets usually ask are you insured!!then guess
​the rest
 

Apache

Well-Known Member
I put the money in bank ,!!! Then pay as you go. The first ? The vets usually ask are you insured!!then guess
​the rest

The reason vets ask is that good care costs money. You can't do the very best by your dog on a low budget. We do our very best to be fair to our clients, but sometimes the bill mounts up. If the pet is insured we don't need to worry about the money, rather than discussing if the owner can afford the £100 blood test or should we try the cheaper one first.

If something major goes wrong then you go off and see the best man or woman for the job. Although I have the gear if my dog breaks her leg she's going to see the man above*...........

(I mean srvet, not God ;))
 

Buchan

Well-Known Member
The other reason we ask first, is to avoid working a case up on a tight budget, for the owner then to say "can I claim for this on my insurance?"
 

dengreenhowe

Well-Known Member
Buchan,don't get me wrong. I am going by what I have read on posts on here before. I can remember someone
saying they were £200 for the same as the other paid over I think£400 on insurance.
Yes this is quite possible,firstly the size of there premises,receptionists,kennel nurse,kennel maids and cleaners
all to be paid for. There is a vet started a practise near me .Works from his house so this gives him little overheads. All calls to his mobile, and they say he goes 15 miles no charge and his prices way way under local vet.
I have had same vets for 50 years plus and they started in there garage but now in a built to design surgery,so to me this is where we get variable prices. I did a lot of picking up in my days and most estates I worked for paid my vets bills if they were caused say old barbed wire overgrown or Brocken glass.






p
 

mj robson

Well-Known Member
I was with Pet Plan for a few years, it was their underwriter that went bust, then the new quote was way higher than I was paying before.
All of my dogs are used as part of a commercial shooting business, the policy I had covered this and also had a lot of extras. For one they would replace any of my dogs with a fully trained equivalent should they have to be retired or put down.
We've had a few claims in the last few years but I think the most was £300, not really worth the £1500 premium I've been quoted now.
​Having said that, it's the time you want insurance that you haven't got it.......... :-/
 

RED-DOT

Well-Known Member
Vets like Petplan because they pay quickly and don't question the costs. Others take ages to pay up and always try to get the invoice lowered... FACT.
 

F41NXS

Member
Vets like Petplan because they pay quickly and don't question the costs. Others take ages to pay up and always try to get the invoice lowered... FACT.

Fully agree

I have all 3 present malamutes insured with pet plan, one has a high hip score which will cause him problems in the future.
My last boy had monthly injections for last 6 years of his life costing 1500 for every 4 months supply which was imported from Netherlands, Pet plan paid this constant for last 5 years after a higher first year bill due to constant trips to the Royal Dick School of vetinary studies (which they also paid).


I value my dogs more than my cars and I have no concerns insuring.

strange why we have no concerns insuring cars but when it comes to pets or OURSELVES we look for a tight budget!
 

Heather Hugger

Well-Known Member
The advice that I have taken is to put what you would be paying in insurance into the bank and get very friendly with your local vet. The vet that I use seem to have cheaper rates for uninsured dogs....
 
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