Shooting organisation and insurance

Uncle Norm

Well-Known Member
Thank you. Would you be able to summarise how you felt BASC insurance came out tops ?
It is a proper stand alone insurance, not a policy of last resort as so many are. Others were either reluctant to answer questions or the answers were 'Er, sorry that's not covered'.
One particular issue was the question of public liability cover, when engaged in conservation work in connection with our shooting. This related to the use of power tools, including chain saws. Most did not cover it. I got a straight answer in writing from the BASC insurers, to the fact that we would be covered, subject to the user being currently trained, equipped with ppe and complying with the risk assessment.

If you take the time to carefully read some of the policies, you may agree that they just don't come up to scratch. Some are very narrow indeed. The BASC policy by contrast is very comprehensive, in my view.

I think it important that SD members do not allow any antipathy towards BASC, for whatever reason, to cloud judgement on the quality of insurance provided.
Thankfully shooting accidents in the UK are extremely rare, however the potential consequences are grave indeed. I choose the BASC insurance because I think it to be the best available. That's my view and my choice :tiphat:
 

paultap

Well-Known Member
If this hasn't been said already, do you plan on going to the game fair this year? Last year you got free entry for 3 days with basc membership. Even attending one day with free entry would narrow the cost of Basc and other competing insurances significantly.
 

slider

Well-Known Member
Uncle Norm, I think you will find that all insurances vary - and some will cover thinks that BASC doesn't. SACS for instance offers cover while undertaking professional guiding up to a certain level.

if you search for a breakdown of Organisations membership fees you will find that the insurance cover part of almost is pretty much the same. What SCAS, NGO or whatever offer is not a cut down insurance package, it is simply not paying for the glossy magazines and staff in the ivory towers
 

slider

Well-Known Member
If this hasn't been said already, do you plan on going to the game fair this year? Last year you got free entry for 3 days with basc membership. Even attending one day with free entry would narrow the cost of Basc and other competing insurances significantly.
The original poster in in Aberdeenshire and the free entry offer does not apply to the Scottish Game Fair
 

kes

Well-Known Member
When I looked about 2 years ago, SACS insurance was comparable with BASC's.
A key point was that BASC's insurance did not cover you or your gun and dog before getting to the shoot venue whereas SACS did - I'm sure I will be corrected if this is a false 'fact'.
It is however one aspect which most people never check.
 

David BASC

Well-Known Member
Official Member
Not sure SACS covers professional stalking the summary from Lycetts posted above clearly says 'recreational' and a limit of £5000 per annum, as does their web site, the BASC policy has no such financial limit see the BASC insurance web page for confirmation. Nor is their legal expenses cover with SACS anymore as far as I can see
 

Uncle Norm

Well-Known Member
Uncle Norm, I think you will find that all insurances vary - and some will cover thinks that BASC doesn't. SACS for instance offers cover while undertaking professional guiding up to a certain level.

if you search for a breakdown of Organisations membership fees you will find that the insurance cover part of almost is pretty much the same. What SCAS, NGO or whatever offer is not a cut down insurance package, it is simply not paying for the glossy magazines and staff in the ivory towers
I think it important to separate one's judgement of the quality of (and most suitable) insurance from which organisation one may or may not support.

I am sure that the variance is correct as I found much of it. Similarly the BASC membership insurance is targeted on recreational purposes.
The example I gave regarding the use of power tools depended upon it being part of our recreational shooting activities. Any payment involved and all bets were off.

My understanding is that professionals take out a specialist policy. Sikamalc has posted on this in the past.

I don't think it would be helpful for me to start quoting which organisation/insurance does/doesn't do certain aspects as that would be likely to set off a bun-fight, so I shall leave this discussion now.
 

Alantoo

Well-Known Member
I have until now been a member of the BASC, it being required as a condition of membership of a wildfowling association. I have given up my place due to time/distance meaning it would be fairer to let someone else enjoy the estuary.
Anyway, options for shooting organisation membership. I feel most inclined to support the Scottish Gamekeepers Association. Anyone care to advise me I'd be wiser to continue with BASC or go elsewhere ?
I am in England so cannot claim to be a Scots Gamekeeper or indeed Scots sportsman, even if they would take my money, so I am coming from a slightly different direction than you.

I had thoughtful and helpful support from BASC on a couple of occasions when dealing with FAC issues and have maintained my membership and insurance with them. When I compared the insurance cover available a few years ago when SACS started up and offered the group discount on here I decided I might save a few quid but the cover did not seem so good nor did the prospect of advice and support.

I am also a member and on the local branch committee of the BDS.

The only drawback to BASC membership and insurance I am aware of is the constant belittling of the "fools that subscribe to them" here on Stalking Directory. If you want to be part of that particular tribe you may be wiser to look elsewhere.

As an insurance provider who puts some of their profits into proselytising in support of the activities of, and providing advice to their members/policyholders they seem to do okay as far as I can see.

Although we hear a lot of complaints about BASC on here, I haven't heard of any political lobbying or media statements by any of the other insurance providers/shooting associations so I am quite happy to continue with my membership. Of course I have heard the CAs media statements but after their comments about shooting I have not considered them a Shooter-friendly association. I am quite sympathetic to the NGO but again I am not a Gamekeeper.

Alan
 
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slider

Well-Known Member
I think it important to separate one's judgement of the quality of (and most suitable) insurance from which organisation one may or may not support
I'm a member of both BASC and SACS.

Quite right that professional must take put professional insurance but the SACS cover is designed for those that may take occasional paid outings
 

David BASC

Well-Known Member
Official Member
Through a specialist broker that BASC works with, cover for professional shooters is available, the cost of course will depend on exactly what you want covered, more details on the link to professional cover on the BASC member offers web page
 

whitehackle

Well-Known Member
GWCT now do insurance....bit more pricey but they do all the work and studies that other groups benefit from.
I have just renewed with NGO, I did not know that gwct did insurance now. Else I would have looked into it.
I went on a snaring and trapping course that was run by gwct, and got to hear some of the research that they do. I was very impressed with their work,
 

Pedro

Well-Known Member
There's two ways to look at shooting organisations. As the discussions on insurance above show, the first is to ascertain what they offer as an organisation and whether this suits your needs. This obviously includes insurance but take time to look at what else, if anything is included. The second is whether or not that organisation reflects your views on shooting and field sports in general, so you wish to support them by being a member.

Okay, I guess there is a third consideration, that being price. I think I'm right in saying that BASC is the most expensive, with an annual subscription being £80.00 (there are lesser fees for juniors, seniors and gamekeepers et cetera) and you can get insurance for less than half that. Whether it's as good is another matter. It just depends on what you can afford or wish to pay for membership really.
 

kes

Well-Known Member
It would be good to hear from anyone who has had to claim from any insurer and their experience since that is reasonable test if the circumstances are known. I have never claimed so do not know whether there are any problems 'after the fact'. My views on the other side of membership of any org needs no comment but non of them (in my view) have recently justified the faith shooters and stalkers have placed in them over the years.
 

spannulman

Well-Known Member
I’ve just got my SGA renewal through and the insurance schedule doesn’t say anything about claiming on ones own insurance in the first instance. It covers everything most people would need And you don’t need to be Scottish or a gamekeeper to join.
 

kes

Well-Known Member
Not for professionals (exclusion) but this seems 'canny' for comparatively little and the cover seems to be more than adequate - it even has 100k legal insurance. Comparable with the best?
 

.277

Well-Known Member
I would stick with basc. Do not go anywhere near sacs. My opinion basc are a real shooting org. They run dsc1 courses sharing course ect . Its dearer but with most things in life generally better quality. Sasc give jobs to retired ex police inspectors that have taken more licenses of people than God knows what. Conflict of interest or what.
 

.277

Well-Known Member
Sorry ex firearms inspectors not your run of the mill police but the ones that that great delight in revoking certificates
 

jimbo1984

Well-Known Member
I would stick with basc. Do not go anywhere near sacs. My opinion basc are a real shooting org. They run dsc1 courses sharing course ect . Its dearer but with most things in life generally better quality. Sasc give jobs to retired ex police inspectors that have taken more licenses of people than God knows what. Conflict of interest or what.
Basc are a real shooting org ???? This is brilliant thank you mate you’ve certainly cured my Monday blues lol
 

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