General shooting, rifle and accessories insurance

mdallan

Active Member
Afternoon, looking for opinions for the best over all insurer.

Needing to renew so looking for best provider for general insurance and cover for rifles, shotguns and all the equipment to go with i.e scopes, binoculars, thermal & night vision.

Cheers, mike
 
Hiscox were all ways a good insurance company to get your guns covered with there household insurance,
They also payed out on my claim without any drama!!
 
Wow, and I thought we Germans were the over-insured in this world. We’re required to have a liability insurance on anything that can happen on account of our activities, but I have never heard of an insurance on shooting gear.
 
It's not over-insuring. Most people can either add on all their shooting/hunting items onto their standard homeowners insurance. For example, my wife lost 2 iPhones in quick succession and the homeowners policy didn't question the facts, they just paid up.

When it comes to guns, optics and related items, they can often be relatively high value items and if it comes to making a claim (if you blow a gun up in the field due to a blocked barrel, will your insurer pay for a new gun?), you may want to know that the insurer has experience in covering these types of items. Hence looking for insurers/brokers with specialist knowledge of country sports and equipment.

We get liability insurances from the organisations that offer them as part of the membership package. Again, you don't have to join any of them. But if you have an accident and get sued, hope you have deep pockets.
 
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