which insurance ???
- Thread starter wint
- Start date
Orion
Well-Known Member
It's there, just not listed on the front page. Go to http://www.sacs.org.uk/ click on 'The Organisation' and you'll see insurance under a sub-heading.
SGA insurance will cover you for all fieldsports including beating and clay shooting, and also do syndicate and overseas membership.[plug over]
I think we all have to remember that all these orgs. are membership led , therefore you get out basically what you put in , if you're not happy with the behavior of an employee, complain , you as a member are the employer.
Some have been slating BASC here, as members, have any of you written your concerns down and put them to John Swift?
All the orgs do a good job, it's a shame that membership is dictated by cheap insurance , instead of supporting orgs that are there to help and protect our fieldsports and way of life
well i know of a guy whom was WRONGLY accused of an offence not charged ,cautioned and then all guns removed 6 months later, phoned BASC for their help as a paid up member and was basically told "sorry you wont beat police in court so we arent helping you."
what the hell are you paying for in the 1st place????!!!!!! no gaurantee they will help you in the 1st place
what chance do you have when they decided already your guilty before your even in court or take on the full details??!?!?!?!!the guy went on to win outright and full reinstatement of all weapons and certificates.
no thanks to BASC !!!!!!!!!!
i personally wouldnt touch them ...so some peoples choices arent made by just the "cheap insurance"!!!!
SGA so far have been very helpful brilliant on the phone and good value for money
sometimes wish all these organisations would stop thinking they are the only true voice of shooting....get their heads together and give us one big true voice!!!
Uncle Buck
Well-Known Member
I am also a member of sacs. and could not agree more with the above but think you will find that it`s Ian Clark you should speak too. Unless he`s been SACS`d and Ian Marsh has taken over haha
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buck52
Well-Known Member
I am also a member of sacs. and could not agree more with the above but think you will find that it`s Ian Clark you should speak too. Unless he`s been SACS`d and Ian Marsh has taken over haha
Smartarse
typing error, you are right, its Ian Clark
Uncle Buck
Well-Known Member
" I am not blind or need glasses or contacts, my eyesight is near perfect " from your lieca 8x42 hd geovid thread, only jokin mate
I spend a good portioin of my day , that is the portion left after eating, sleeping and commuting handling insurance claims. I am also a commited friend of the countryside.
I am lost as to what your arguing about! Insurance is like any other product out their, Some are cheap and crap, some are expensive and cover everything, and just occasionally you find a bargin! "Caveat Emptor" let the Buyer beware, i am still amazed how many people never read the small print. If you need a fine example try travel insurance and volcanic ash.
If i had my way i would charge every shooter 200 quid a year, lets face it we would all pay it! less than 4 quid a week for your shooting and that money could go into release programs, habitat management and political pressure. It works in the USA with ducks unlimited (well they add a % on to goods).
At the end of the day anything sub 100 quid for public liability is cheap, my car insurance has gone up nearly 100 quid for no reason this year on my part but to cover the esculating litigation in the UK
I am lost as to what your arguing about! Insurance is like any other product out their, Some are cheap and crap, some are expensive and cover everything, and just occasionally you find a bargin! "Caveat Emptor" let the Buyer beware, i am still amazed how many people never read the small print. If you need a fine example try travel insurance and volcanic ash.
If i had my way i would charge every shooter 200 quid a year, lets face it we would all pay it! less than 4 quid a week for your shooting and that money could go into release programs, habitat management and political pressure. It works in the USA with ducks unlimited (well they add a % on to goods).
At the end of the day anything sub 100 quid for public liability is cheap, my car insurance has gone up nearly 100 quid for no reason this year on my part but to cover the esculating litigation in the UK
buck52
Well-Known Member
Not argueing hohadr, merely discussing as is our right.
Tell you what, you design a country sports insurance policy costing "200 quid a year" and wait for the applications to roll in
Your membership book will be as thick as a fag paper
Sorry for the delay in replying, I have been away.
Looking at the public liability insurance issue here, which is the main thrust of the thread, you will find that some others such as NGO, SACS (I believe) and CA are in effect policies of last resort.
In other words if you have a claim, the onus is on YOU to check ALL other liability policies you may have with other shootings orgs, home insurance etc to see if they will cover you before you can make a claim on their policy.
If the claim is for a broken window or a shot sheep, it’s of little consequence I guess but what if it’s a major personal injury claim where you have injured a third party, and you have solicitor’s letters landing on your doormat? What do you want:
Option A – Your association to ask you to fill out 1 simple form and take the whole issue over for you from that point on, employ lawyers on your behalf and pay for them etc.
Option B – Your association to put the ball back in your court to go way and make claims on ANY other liability policy you have, to get confirmation from you other policies that they will not cover you and then, and only then will they look to take on the claim.
I would have thought option A!!
Take a look here at the CA’s claim form for example – top of page 2, http://www.countryside-alliance.org.uk/images/stories/pdf/insurance_docs/2010_liability_claim_form.pdf
How many CA members, for example, know that their policy has this caveat in it?
Moving onto the ‘my mate was let down by BASC when he had a firearms issue’ yep I have no doubt that we will not get it right every single time, and the decisions we make can only be made on the information given to us at the time.
I have made it clear how we handle firearms enquiries and related issues but for the sake of clarity see this link. http://www.basc.org.uk/en/departments/firearms/BASC-members-services.cfm
It may not suit everyone and doubtless some will not like it or find fault with it, but it works in the vast majority of cases. This is not to say this is where it will stay and indeed I am looking at other options to support and enhance this service.
Back to liability insurance, I have no issue with limits, endorsements or warrants on insurance polices, but what I do object to is when the group or organisation promoting their policy to customers, especially with the message of’ buy our package cos its cheaper than XYZ’ they do not make it very clear that such limitations and exclusions exist.
David
Looking at the public liability insurance issue here, which is the main thrust of the thread, you will find that some others such as NGO, SACS (I believe) and CA are in effect policies of last resort.
In other words if you have a claim, the onus is on YOU to check ALL other liability policies you may have with other shootings orgs, home insurance etc to see if they will cover you before you can make a claim on their policy.
If the claim is for a broken window or a shot sheep, it’s of little consequence I guess but what if it’s a major personal injury claim where you have injured a third party, and you have solicitor’s letters landing on your doormat? What do you want:
Option A – Your association to ask you to fill out 1 simple form and take the whole issue over for you from that point on, employ lawyers on your behalf and pay for them etc.
Option B – Your association to put the ball back in your court to go way and make claims on ANY other liability policy you have, to get confirmation from you other policies that they will not cover you and then, and only then will they look to take on the claim.
I would have thought option A!!
Take a look here at the CA’s claim form for example – top of page 2, http://www.countryside-alliance.org.uk/images/stories/pdf/insurance_docs/2010_liability_claim_form.pdf
How many CA members, for example, know that their policy has this caveat in it?
Moving onto the ‘my mate was let down by BASC when he had a firearms issue’ yep I have no doubt that we will not get it right every single time, and the decisions we make can only be made on the information given to us at the time.
I have made it clear how we handle firearms enquiries and related issues but for the sake of clarity see this link. http://www.basc.org.uk/en/departments/firearms/BASC-members-services.cfm
It may not suit everyone and doubtless some will not like it or find fault with it, but it works in the vast majority of cases. This is not to say this is where it will stay and indeed I am looking at other options to support and enhance this service.
Back to liability insurance, I have no issue with limits, endorsements or warrants on insurance polices, but what I do object to is when the group or organisation promoting their policy to customers, especially with the message of’ buy our package cos its cheaper than XYZ’ they do not make it very clear that such limitations and exclusions exist.
David
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