Defender value

[spanj]

I do realise the insurers will want the best deal they can get.
How do they value vehicles these days, do they still have those Parker pockets sized books that the trade used for valuing when buying and selling cars? Or perhaps there’s an app to be had now.
Whatever, used Defender prices seem to be ridiculous to me.
I can’t think of any other vehicle where the asking prices for used ones rocketed so quickly once production ceased.
I suppose the 16 ft trailer will be easier to replace.
Ken.

This has happened to me with a disco 2 a few years ago. I told them to just get me the same colour, spec mileage etc. they couldn’t. I had to produce an average price and evidenced it with ads from auto trader and ebay. I got what I needed to buy another. Good luck

 

[Jelly]

As some said above, insurance will replace what is lost. It is not there for you to gain from or to leave you out of pocket (minus the deductible, if there is one). If you think you are being short changed, ask for examples of a 2005 Defender for sale in similar conditions to the one that was totalled. Provide evidence of its condition, including the interior, last MOT notes, miles on the clock ect. I do not know who you are insured with but buying insurance is a lot like buying an emergency parachute - a cheap insurance policy if great until you actually need to use it, and then you wish you had the more expensive policy. This is were agreed values and low limits on certain claims or total exclusions of cover have been inserted into the policy which was why it was cheap in the first place. If you are with a reputable insurance firm you should not have any issue or be given the run around on a simple claim like this. (I’m an ex-Lloyds of London insurance broker).

On a side note I would be very interested to hear how you get on, as I to have a 2005 Defender. I was had a semi-serious offer of £35k for it last year which I declined and had no interest in selling.

NFU paid out £16K for freshly killed 2005 Defender Hardtop.
Mechanically okay but bodywork tatty.
Didn't bother pursuing remains.
Ken.

Looks like he was paid out £16k for it @London Jaeger

 

[Glevum]

We were paid out £15k for a written off 300tdi 90 Van earlier this year.

It did have a galvanised chassis on it, but the rest of it was tatty.

We got a valuation from two independant Landrover specialists and the insurance paid out the lower of the two.

The other valuation was £20k

 

[Klenchblaize]

As some said above, insurance will replace what is lost. It is not there for you to gain from or to leave you out of pocket (minus the deductible, if there is one). If you think you are being short changed, ask for examples of a 2005 Defender for sale in similar conditions to the one that was totalled. Provide evidence of its condition, including the interior, last MOT notes, miles on the clock ect. I do not know who you are insured with but buying insurance is a lot like buying an emergency parachute - a cheap insurance policy if great until you actually need to use it, and then you wish you had the more expensive policy. This is were agreed values and low limits on certain claims or total exclusions of cover have been inserted into the policy which was why it was cheap in the first place. If you are with a reputable insurance firm you should not have any issue or be given the run around on a simple claim like this. (I’m an ex-Lloyds of London insurance broker).

On a side note I had a semi-serious offer of £35k for it last year which I declined and had no interest in selling.

Very interesting! I was seriously considering putting my 2005 Defender on the market for £29,995.00 but may now have to reconsider!

K

 

[kenbro]

I suspect you will have a long wait on a new trailer. Ifor williams have a long back order.
I've heard of vehicles that have been rammed up the rear to suffer with possible gear box problems especially if its been left in gear? These can sometimes appear days after the repairs are done.

Hi,
Trailer was replaced with another Bateson but the dead one was 16ft X 4 wheels and the replacement is 2 feet longer and has 6 wheels.
Not the best for the job but it will suffice.
Ken.

 

[nick.308]

Hi,
Trailer was replaced with another Bateson but the dead one was 16ft X 4 wheels and the replacement is 2 feet longer and has 6 wheels.
Not the best for the job but it will suffice.
Ken.

Did you find out what the wait was on a new ifor williams? Any news on being paid out or getting a replacement?

 

[kenbro]

Been happy with Bateson trailers for 30+ years so no need to look for Ifor W. one.
See post#11.
Very pleased with insurance payout.
Ken.

 

[mel b3]

Firstly, harsh as it may seem, report it to the police as an offence of driving without due care and attention. It may be that this crew, or this driver, has issues. For sure the horror story of the Glasgow bin driver warrants action. The police may say that they are not interested but if you make an allegation of a crime they must investigate.

Would you report every rtc to the police as an offence of driving without due care and attention ?, or is it just the drivers of refuse collection vehicles that you have issues with ? , and , what on earth have the crew got to do with the collision?.
I find your logic most odd . Just because a driver of a certain type of vehicle did wrong (years ago ), doesn't mean that every driver of a similar vehicle has similar issues. If the driver of a red car had a rtc , and was over the drink drive limit, would you then report the driver of every red car as a potential drink driver.

 

[kenbro]

As some said above, insurance will replace what is lost. It is not there for you to gain from or to leave you out of pocket (minus the deductible, if there is one). If you think you are being short changed, ask for examples of a 2005 Defender for sale in similar conditions to the one that was totalled. Provide evidence of its condition, including the interior, last MOT notes, miles on the clock ect. I do not know who you are insured with but buying insurance is a lot like buying an emergency parachute - a cheap insurance policy if great until you actually need to use it, and then you wish you had the more expensive policy. This is were agreed values and low limits on certain claims or total exclusions of cover have been inserted into the policy which was why it was cheap in the first place. If you are with a reputable insurance firm you should not have any issue or be given the run around on a simple claim like this. (I’m an ex-Lloyds of London insurance broker).

On a side note I would be very interested to hear how you get on, as I to have a 2005 Defender. I was had a semi-serious offer of £35k for it last year which I declined and had no interest in selling.

I would sell Trigger's broom (35K) and put the proceeds towards a Grenadier.
Ken.

 

[enfieldspares]

Would you report every rtc to the police as an offence of driving without due care and attention ?, or is it just the drivers of refuse collection vehicles that you have issues with ? , and , what on earth have the crew got to do with the collision?.
I find your logic most odd . Just because a driver of a certain type of vehicle did wrong (years ago ), doesn't mean that every driver of a similar vehicle has similar issues. If the driver of a red car had a rtc , and was over the drink drive limit, would you then report the driver of every red car as a potential drink driver.

Yes where it was their fault. Any vehicle Every time The truck as the OP says ran into the back of his stationary parked vehicle. Absolutely.

And FWIW I've seen too many refuse trucks being badly driven to the point of being unsafely driven to have any sympathy with such.

The driver of the truck unless a medical episode gets no sympathy from me. How do you drive into a stationary parked vehicle otherwise unles you are not driving with care and attention?

That way there is no BS either from them or their insurance as to who was at fault. It's a hard world. Welcome to real life.

And who advised as above. Many years ago. A police officer. If it's clear, as above, and the other has driven into your parked or stationary vehicle call us.

They may be drunk, still over the limit from the night before, or he they may be drugged, on a mobile phone, driver over permitted hours.

Call us, he said, always, as we want to know why someone has driven into a stationary parked vehicle. Next time it could be people they drive into.

 

[mel b3]

Yes where it was their fault. Any vehicle Every time The truck as the OP says ran into the back of his stationary parked vehicle. Absolutely.

And FWIW I've seen too many refuse trucks being badly driven to the point of being unsafely driven to have any sympathy with such.

The driver of the truck unless a medical episode gets no sympathy from me. How do you drive into a stationary parked vehicle otherwise unles you are not driving with care and attention?

That way there is no BS either from them or their insurance as to who was at fault. It's a hard world. Welcome to real life.

And who advised as above. Many years ago. A police officer. If it's clear, as above, and the other has driven into your parked or stationary vehicle call us.

They may be drunk, still over the limit from the night before, or he they may be drugged, on a mobile phone, driver over permitted hours.

Call us, he said, always, as we want to know why someone has driven into a stationary parked vehicle. Next time it could be people they drive into.

You'd certainly keep the police busy if you took it upon yourself to report every rtc that you came across( someone is at fault in pretty much every rtc) , but it appears that you mainly have some kind of dislike of refuse collection vehicles . Could you explain why you would report the crew as you mentioned in your original post, and would you also report the passengers in every other car that was involved in a rtc ?.

 

[sh1kar]

Seem to be a lot of reasons here which I suspect ES has in mind

refuse truck accident

 

[enfieldspares]

You'd certainly keep the police busy if you took it upon yourself to report every rtc that you came across( someone is at fault in pretty much every rtc) , but it appears that you mainly have some kind of dislike of refuse collection vehicles . Could you explain why you would report the crew as you mentioned in your original post, and would you also report the passengers in every other car that was involved in a rtc ?.

People do not drive into stationary parked vehicles, unless they are taken ill, unless they are driving without due care and attention.

Why do you not read what people write rather than assume and apply your own prejudices to the meaning of their words.

As said if I am involved in an accident that is not my fault I advise calling the police. The person at fault may have caused that accident through being drunk, drugged, banned, texting on a mobile, uninsured and etc..

Or driving a vehicle they are not licensed to drive or not authorised to drive by their employer.

Until the police arrive you have no idea why. As to the OP the facts are stated that the truck drove into a stationary parked vehicle and trailer.

The OP will likely be left out of pocket. You think the guy driving the truck is going to reimburse the OP that loss?

If the police attend and establish fault, the driver's fault, for driving into a stationary parked vehicle, then the OP may then have a chance to recover ALL of his loss.

The rest of you response, red cars and that and more, is a nonsense of your own invention. Good day to you

 

[mel b3]

Seem to be a lot of reasons here which I suspect ES has in mind

refuse truck accident

Not particularly relevant though . The first video I clicked on , was a texting driver had driven into a refuse collection vehicle , and one of the loaders had lost his leg . If you can explain how that's the fault of the bin lorry driver , then I'm all ears .

I've driven a refuse collection vehicle for almost twenty years , and I can count on zero fingers , how many collisions I've had that were my fault . On the other hand , I've lost count of the number of vehicles that have driven blindly into my 26t truck , covered in flashing lights , with guys working at the rear , in broad daylight , while the truck was stationary.
Here's a few pics of the last one . It happened around six weeks ago , when a dumb driver hit my stationary vehicle, missing the loader by inches.

 

[mel b3]

People do not drive into stationary parked vehicles, unless they are taken ill, unless they are driving without due care and attention.

Why do you not read what people write rather than assume and apply your own prejudices to the meaning of their words.

As said if I am involved in an accident that is not my fault I advise calling the police. The person at fault may have caused that accident through being drunk, drugged, banned, texting on a mobile, uninsured and etc..

Or driving a vehicle they are not licensed to drive or not authorised to drive by their employer.

Until the police arrive you have no idea why. As to the OP the facts are stated that the truck drove into a stationary parked vehicle and trailer.

The OP will likely be left out of pocket. You think the guy driving the truck is going to reimburse the OP that loss?

If the police attend and establish fault, the driver's fault, for driving into a stationary parked vehicle, then the OP may then have a chance to recover ALL of his loss.

The rest of you response, red cars and that and more, is a nonsense of your own invention. Good day to you

You do understand the way that the insurance industry works , don't you ?.
As always , you're talking out the top of your hat.
Good day to you too.

On second thoughts , before you go , could you please explain why you would report the crew( passengers) , in the refuse collection vehicle , as you said that you would do in your fist post . I find this most strange . If a bus driver were to hit a vehicle with the bus that he was driving , would you report the passengers?.

 

[Husky]

Not particularly relevant though . The first video I clicked on , was a texting driver had driven into a refuse collection vehicle , and one of the loaders had lost his leg . If you can explain how that's the fault of the bin lorry driver , then I'm all ears .

I've driven a refuse collection vehicle for almost twenty years , and I can count on zero fingers , how many collisions I've had that were my fault . On the other hand , I've lost count of the number of vehicles that have driven blindly into my 26t truck , covered in flashing lights , with guys working at the rear , in broad daylight , while the truck was stationary.
Here's a few pics of the last one . It happened around six weeks ago , when a dumb driver hit my stationary vehicle, missing the loader by inches.

Was the driver of the car charged with careless driving ?

 

[mel b3]

Was the driver of the car charged with careless driving ?

It was a no injury collision, so doesn't even get reported to the police , it just gets dealt with by insurance companies. That's pretty standard practice.
The woman did attempt to speed away , then must have thought better of it , and stopped after about 300 yards and came back , she then said that the loader had hit her car with the bin . I then pointed out the damage that her vehicle had done when she hit my stationary vehicle , and narrowly missed the loader .

Getting hit in a stationary refuse vehicle is quite a regular thing . Some drivers will say sorry , and others will do a runner , and some will say that I've hit them . Fortunately, video footage from the trucks cameras , shows what really happened , and as long as nobody gets injured , the police never get called .

I once had a young lad hit my vehicle , and rip the entire side out of the almost brand new car that he was driving . He sped away before I could get the reg number , but when I drove around the corner, the car was parked on a drive in a right state . I knocked on the door , and a middle aged woman answered , and said that it was her car . She offered no excuse or reason , and didn't even ask about the damage to my vehicle ( it just scratched the paint from the hydraulic lifting gear) , and she couldn't even be bothered to ask if any of the crew had been injured. I've no idea how she explained it to her insurance company. I just had to fill a form in saying that I wasn't at fault , and that was the last that I heard of the matter.
I know personally, probably close to 80 guys that drive refuse collection vehicles. I'll be the first to admit that accidents do happen, but on the whole , they're an extremely professional bunch , and that's why I felt a tad narked , when enfieldspares started with the whole impaired driver nonsense.

 

[glasshalffull]

Not as valuable as they once were

 

[Husky]

Don't know about England but up here no injury collisions are reported to the Police and careless driving charges can be laid to the driver.

 

[mel b3]

Don't know about England but up here no injury collisions are reported to the Police and careless driving charges can be laid to the driver.

If a serious collision happened down here , it could still be reported to the police ( even if nobody gets injured) , and prosecution could follow , but , in reality , as long as nobody is injured in any way , and nothing is grossly out of order, the police would in the main , have very little interest . Its just a job for the insurance companies.
A police officer friend of mine , was until relatively recently, part of a team dealing with 999 emergencies . He often told me that some days , they didn't even have enough officers to answer 999 emergencies calls.