Client stalking agreement/contract

[VSS]

Who are you insured with to take out your clients?
Clivertons decision aside, anybody squeezing that trigger should have their own insurance should they not?

It is not essential for any individual shooter in the UK to have insurance (although it is recommended, and is often a requirement of leases).
If you're taking people out stalking, and especially if you're charging for the privilege, the onus is on you to have the necessary insurance cover, not the client.

 

[devon deer stalker]

It is not essential for any individual shooter in the UK to have insurance (although it is recommended, and is often a requirement of leases).
If you're taking people out stalking, and especially if you're charging for the privilege, the onus is on you to have the necessary insurance cover, not the client.

I Agree, if you're taking people out stalking and being paid it is essential to have commercial insurance, so many 'guides' don't.
Just as essential as someone who sells venison, wether that be in the skin to a game dealer or processed

 

[25 Sharps]

Who are you insured with to take out your clients?
Clivertons decision aside, anybody squeezing that trigger should have their own insurance should they not?

I don't agree that on a guided stalk the client should necessarily have their own insurance, I am also pretty sure @sikamalc has said more than once the guide should be the one insured, not the shooter. Its the same as the target condition reference on target shooters' FACs, it is the range that must be insured, not the shooter.

I don't take out clients, I work in construction, I don't expect clients to insure themselves against the service I am providing, we do carry PI, CAR and Public Liability insurance for the service the company provides.

I also have chosen not to book with a guide on here who sent over their T&Cs and insisted I had my own insurance, which I do, but ultimately my view is the guide is providing a service and the activity should be covered by their insurance alone.

Your business and your choice though, at the end of the day.

 

[devon deer stalker]

I don't agree that on a guided stalk the client should necessarily have their own insurance, I am also pretty sure @sikamalc has said more than once the guide should be the one insured, not the shooter. Its the same as the target condition reference on target shooters' FACs, it is the range that must be insured, not the shooter.

I don't take out clients, I work in construction, I don't expect clients to insure themselves against the service I am providing, we do carry PI, CAR and Public Liability insurance for the service the company provides.

I also have chosen not to book with a guide on here who sent over their T&Cs and insisted I had my own insurance, which I do, but ultimately my view is the guide is providing a service and the activity should be covered by their insurance alone.

Your business and your choice though, at the end of the day.

I think you are miss understanding me, I have commercial insurance, all guides should, any potential client should ask to see it before they book, maybe you have tried to book with me?
It's not my rule, it's Clivertons, I abide by their conditions.

 

[25 Sharps]

I think you are miss understanding me, I have commercial insurance, all guides should, any potential client should ask to see it before they book, maybe you have tried to book with me?
It's not my rule, it's Clivertons, I abide by their conditions.

No, the point I am making is yours should be sufficient, the client shouldn’t need their own insurance on top.

Clivertons insisting on it is just so they can claim against the shooter’s insurance should something happen.

 

[Four point Deer managemen]

I can't take them out, as I said, it's a fairly new condition of my commercial insurance policy.
If I get a friend wanting to try out deer stalking they must have their own insurance.
I prefer a bespoke commercial insurance policy, mine covers deer stalking, vermin, fly fishing instruction and venison sales.

Very odd, I also have business insurance with clivertons, it covers upto 2 guests at any one time provided accompanied by myself or one of my named employees, no mention the guest must also have thier own insurance, however they often do as a Member of one of the orgs.

 

[sikamalc]

Each Insurance companies are different. Clivertons have of late starting to change the policy. However any person taking money for guiding should have commercial insurance or at least insurance that covers them for public liability.

 

[ABL]

I Agree, if you're taking people out stalking and being paid it is essential to have commercial insurance, so many 'guides' don't.
Just as essential as someone who sells venison, wether that be in the skin to a game dealer or processed

Hi. Can I check this last point, as someone starting out and just registered to sell to AGHE. I'm a BASC member so have third party insurance to shoot. But I wasn't aware I needed further insurance to sell an in-skin carcass to an AGHE. Is that a requirement or plain normal and where do people get their insurance if so?

 

[devon deer stalker]

Hi. Can I check this last point, as someone starting out and just registered to sell to AGHE. I'm a BASC member so have third party insurance to shoot. But I wasn't aware I needed further insurance to sell an in-skin carcass to an AGHE. Is that a requirement or plain normal and where do people get their insurance if so?

That is a question for BASC
I know what the answer will be, if you're happy with it, carry on.

For me, I like to cover all bases so I can sleep at night.

 

[VSS]

Hi. Can I check this last point, as someone starting out and just registered to sell to AGHE. I'm a BASC member so have third party insurance to shoot. But I wasn't aware I needed further insurance to sell an in-skin carcass to an AGHE. Is that a requirement or plain normal and where do people get their insurance if so?

Public and product liability insurance.
If someone gets sick the traceability trail will lead straight back to you. Best to cover your arse.

 

[ABL]

Public and product liability insurance.
If someone gets sick the traceability trail will lead straight back to you. Best to cover your arse.

Thanks @VSS. Is there a provider that you would recommend for this type of insurance?

 

[VSS]

Thanks @VSS. Is there a provider that you would recommend for this type of insurance?

I'm covered under my farm policy with NFU

 

[muddy42]

We are looking at taking a limited number of clients out. We have high seats and also accompanied stalking. I would like to be able to show the estate owner a contract of some sort which the shooter would agree to/sign. Does anyone have a link to such a thing? Kind regards

Isn't the OP talking about two different activities, both needing approval from the landowner.
- Accompanied stalking would be borrowing a rifle under the 'estate rifle clause' from the occupier / outfitter. Its for the outfitter to have insurance, the client doesn't need anything not even a FAC as long as they are old enough and not a prohibited person.
- sitting in a high seat, is presumably unaccompanied and requires the person pulling the trigger to have FAC, rifle, insurance and comply with deer legislation, cull plan etc. Potentially this is subletting and should be discussed with the landowner?

Personally I don't think you need to go the whole FLS route and require quad course, manual handling course, scratching your rear end course etc.

 

[ABL]

I'm covered under my farm policy with NFU

It feels like there out to be a space on the market for a comprehensive insurance package for the smaller/hobby shooter. It feels like I'm going through the full assessment process and overhead package that a 'proper business' would need in order to give myself the margin to shoot more than I can consume. I want to do it the right and lawful way; but it seems to be the hard way too! The alternatives are take a chance or shoot fewer deer - neither is entirely attractive.

 

[devon deer stalker]

Very odd, I also have business insurance with clivertons, it covers upto 2 guests at any one time provided accompanied by myself or one of my named employees, no mention the guest must also have thier own insurance, however they often do as a Member of one of the orgs.

I've just had an email from Clivertons, they request that clients have their own insurance, but it isn't a condition of them providing cover.
It is to cover instances that might occur outside of their cover, i believe it's just to cover all bases....or backsides!
So personally I will still insist on it, and if you don't have insurance, well I wouldn't want you shooting on my property.

 

[Morkai]

I've just had an email from Clivertons, they request that clients have their own insurance, but it isn't a condition of them providing cover.
It is to cover instances that might occur outside of their cover, i believe it's just to cover all bases....or backsides!
So personally I will still insist on it, and if you don't have insurance, well I wouldn't want you shooting on my property.

Nice way to reduce your potential clients.
There is no benefit to you insisting on it.

 

[Mike1979]

I've just had an email from Clivertons, they request that clients have their own insurance, but it isn't a condition of them providing cover.
It is to cover instances that might occur outside of their cover, i believe it's just to cover all bases....or backsides!
So personally I will still insist on it, and if you don't have insurance, well I wouldn't want you shooting on my property.

Rectum protectum I suppose no different to most business insurance. Company A owns a site which it insures, gets company B to do some work but company B have their own insurance cover and so on and so forth (appreciate this is slightly of topic).. frankly I hate reviewing contractual docs the minute insurance provisions come into it.

 

[devon deer stalker]

Nice way to reduce your potential clients.
There is no benefit to you insisting on it.

Thanks for your valued input and advice on how to run MY business.
I am fortunate I don't need to rely on deer stalking clients business, my fly fishing clients cover it.
I provide a service, and judging by the amount of return clients a good one.

 

[Morkai]

Thanks for your valued input and advice on how to run MY business.
I am fortunate I don't need to rely on deer stalking clients business, my fly fishing clients cover it.
I provide a service, and judging by the amount of return clients a good one.

If you aint worried about it, don’t bother posting about it then and carry on, Christ, touchy.

 

[Jimbob39]

I've just had an email from Clivertons, they request that clients have their own insurance, but it isn't a condition of them providing cover.
It is to cover instances that might occur outside of their cover, i believe it's just to cover all bases....or backsides!
So personally I will still insist on it, and if you don't have insurance, well I wouldn't want you shooting on my property.

I’m thinking more to cover any mishaps. Slipping on high seat ladder for example. With the modern way of suing everyone of possible I’d rather be right than risk it for the sake of a couple of hundred quid.