Darwin award. To me....
- Thread starter User00035
- Start date
reloader54
Well-Known Member
"that's the spirit".
tikka_madras
Well-Known Member
Is that because it was shot at high velocity and smacked into something? That’s a bit unsympathetic of you.
reloader54
Well-Known Member
flying 'em is easy,,,
landing,,, bit more of a challenge.
landing,,, bit more of a challenge.
Not sure how a reputable insurance company would avoid paying out (provided you have comprehensive cover). The whole point of insurance is to cover accidental damage - and it was an accident, even if it was not on the public highway>
Best of luck
Check your policy. Most insurance policies will not cover off road use.
I don’t normally swear but Fcuk me mate, jeez you were so lucky you didn’t kill yourself, hope you soon get sorted.
Willowbank.
Willowbank.
Direct Line 4x4 insuarnce c#ck up!
Direct Line 4x4 Insurance c#ck up About a week ago I bought a 4x4 van –03 Nissan Terrano 2.7 TD SWB to be exact. I will use it for work and for a bit of light off road lamping duties etc- nothing extreme. I bought commercial insurance on it with Direct Line who I have used for several years...
www.thestalkingdirectory.co.uk
Many do - NFU Mutual for one.
this highlights one of the big problems with insurance - there are 2 types of premium buyers.
Those that want cheap and just do a "Go Compare" and buy a policy that will make them legal and on the surface looks to "do the job"
Those that want insurance for the day they need it and actually read the policy detail and are prepared to pay a few extra £ to get that cover
I’m now with NFU since I got banned by Direct Swine and they (NFU) cover me off road, no problem at all. However, most insurance companies don’t. I’m very happy with NFU, they are cheap and very good cover. I have changed all my insurance policies to NFU now.
Had my vehicles with NFU for years (40+!!) and had my business with them when I was self employed.
Currently looking at house and contents insurance but they are miles off - would accept 10 or 15% extra for the service but they are double what I can get elsewhere for the same cover (and I do read policies with a fine tooth comb!)
When I first switched to them they were expensive BUT the price soon came down on renewal. You’re right to shop around though.
I don't think the car's worth claiming on even if I'm covered.
I only paid £4000 for it three years and 35,000 miles ago. They're sure to write it off and I'd be lucky to get £1500 of them. Maybe barely a grand. It's not worth having 5 years of insurance loading for that.
I've wrecked a good little workhorse for nothing really.
I only paid £4000 for it three years and 35,000 miles ago. They're sure to write it off and I'd be lucky to get £1500 of them. Maybe barely a grand. It's not worth having 5 years of insurance loading for that.
I've wrecked a good little workhorse for nothing really.
reloader54
Well-Known Member
out of interest, what vehicle was it?
Hope your on the mend, **** happens but you lived to tell the tale. You will laugh about it one day 
about the car, whats actually damaged on it? You will find most panels to be cheap, especially if you find one in a breakers. Pm me if you need help sourcing parts, happy to help
about the car, whats actually damaged on it? You will find most panels to be cheap, especially if you find one in a breakers. Pm me if you need help sourcing parts, happy to help
