I have my home contents cover with NFU, they cover personal belongings up to a certain value, have no problem insuring firearms, and you can add on specific items that go over their usual value limit.
I've claimed a couple of times for other stuff lost or damaged and they pay out easily with no fuss.
I use RIPE shooting insurance underwritten by Aviva.
You state the amount your kit is worth and it insures the value.
Went away from home insurance as my premium was getting ridiculous for stated items.
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