While crimping is used for the conditions you mention, most factory ammo is crimped to provide a uniformity in pull weight/neck tension. I have run lengthy tests comparing crimped and un crimped ammunition using same LOT components, loaded in one sitting with the only difference between loads being the addition of a crimp. SD and ES were both smaller in the crimpes ammo, this over 20-shot strings. Crimping won't necessarily make a poor load more accurate, but it will bring the numbers down.
I have been using the FCD since it came out and now won't consider load development without one. I never use the crimp that comes in some seating dies ~Muir