which insurance ???
- Thread starter wint
- Start date
bambislayer said:
To answer you questions
1. Yes. Twice. First one was ignored and the second one received a condescending reply from some office walla. Bear in mind there have been several attempts to oust the man from his ivory tower, which have failed simply due to the necessity of getting enough dissatisfied rank and file voters physically to the AGM.
2. The majority of BASC's membership signed up simply for the insurance cover. Those who'smain desire is to support organisations that protect our fieldsports and way of life join either the NGO, SGA. CA. UCSW. IMO
bambislayer
Well-Known Member
Turfer said:
I'm by far not a wealthy[financialy] man but I do care passionately about my sport and way of life and actualy am a member of a few of them.
"it's not what a country does for you but what you do for it! and all that, all I seem to hear is people winging about orgs and the price of insurance etc.
It P****s me off , if you don't like it change it, theres plenty key tapping when you mention 243 vs 270 or 222 for roe but instant apathy when it comes to getting of your a*** and supporting people who are working dam hard for their membership.
At the end of the day , insurance is no f'in good if we can't go out and participate in fieldsports
bambislayer said:
In this current economic crisis very few of us are actually rolling in it!
I'm sure you are not alone in being a member of a number of field sports organisations. I pay dues to 3, for reason of personal choice.
The reason why people complain at the increasing cost of BASC membership is due to as has been stated on many occasions the fact that they originally joined for the insurance, which they can now find cheaper else where. As for supporting people and organisations that campaign on their behave to ensure the continuation of our country sports. Again those alternative organisations are fighting just as hard, are just as influential and are just as determined to succeed. What is more important is the fact that they provide greater value for money.
They are run on the principles of providing an affective service to their members as cost effectively as possible, that is responsive to the organisations memberships needs and concerns. Rather than providing well paid jobs for a select few, who in turn owe no elegance to the membership, and who believe that the organisations rank and file members are merely there to pay their wages and provide them with the opportunity to indulge in social networking
Morning all,
I am not going to debate with organisation is best; join the one that you feel meets your needs and the needs of the sport the best. Join the one that you feel can help you and support you. Remember all the organisations offer more, some much more then just insurance.
As for insurance, all I would say is PLEASE check the policy wording. Some of the cheap options on offer by some of the organisations have nasty little clauses in them, the most common one, is that if there is ANY other public liability policy in play, the organisation policy will NOT pay out.
So if you have home insurance for example, the organisations insurers will tell you that you have to claim on that and not the organization policy- so what exactly have you saved money on?
Buyer beware!
David
I am not going to debate with organisation is best; join the one that you feel meets your needs and the needs of the sport the best. Join the one that you feel can help you and support you. Remember all the organisations offer more, some much more then just insurance.
As for insurance, all I would say is PLEASE check the policy wording. Some of the cheap options on offer by some of the organisations have nasty little clauses in them, the most common one, is that if there is ANY other public liability policy in play, the organisation policy will NOT pay out.
So if you have home insurance for example, the organisations insurers will tell you that you have to claim on that and not the organization policy- so what exactly have you saved money on?
Buyer beware!
David
manc-munsters
Well-Known Member
I was a BASC member until I got my renewal this year. I did a bit of research and found the SACS website.
It ticked all my boxes and the price for a joint membership (husband and wife) is about half of the BASC price for a single member.
As I travel to Bulgaria to shoot a couple of times a year I found the "any country sport, in any country in the world" cover ideal.
In these times of financial crisis, I am afraid some people who used to just renew as a matter of course, will now be looking at further options.
It ticked all my boxes and the price for a joint membership (husband and wife) is about half of the BASC price for a single member.
As I travel to Bulgaria to shoot a couple of times a year I found the "any country sport, in any country in the world" cover ideal.
In these times of financial crisis, I am afraid some people who used to just renew as a matter of course, will now be looking at further options.
shootingduckdog
Well-Known Member
NGO
Just a quick note on this. The NGO have started a Deer Branch or division. So if you want representing as a stalker they have now thrown their hat in the ring
cheers
Just a quick note on this. The NGO have started a Deer Branch or division. So if you want representing as a stalker they have now thrown their hat in the ring
cheers
TASR12
Well-Known Member
I know this was a while back but has anyone had any experience of CCC3? I'm torn between them and NGO for insurance, although I think the former will cover beating activities etc.
Any top tips on these two would be appreciated, it's to cover shooting, stalking and in the future beating with our latest addition to the family, (canine!!)
Regards,
Tom.
buck52
Well-Known Member
Scottish Association for Country Sports
Ian Marsh is a good man, the insurance seems very comprehensive, shooting abroad, professional culling etc.
There is also a £100000 available for legal costs if a members needs help with associated shooting/firearms problems.
All for £30.00 a year, they were also VERY active in the recent Wildlife & Environment Bill reform.
Ian Marsh is a good man, the insurance seems very comprehensive, shooting abroad, professional culling etc.
There is also a £100000 available for legal costs if a members needs help with associated shooting/firearms problems.
All for £30.00 a year, they were also VERY active in the recent Wildlife & Environment Bill reform.
Mat
Well-Known Member
Well, I went with them last year, but as with these things you don't really know how good it is until you have to claim. With my limited understanding of legalese, I couldn't see much in the policy about what was covered, only what wasn't, so it didn't leave me with a warm fuzzy feeling about what would happen if the sh*t hit the fan and I had to make a claim. So I just went with BASC this year... Part of the thinking being that my FAC is currently in renewal and if the plod don't like anything about my application, I might be able to get BASC to argue my case, besides which they seem to have done a good job handling the Cumbria incident (I did join before that).
Has anyone had any experience in respect of the response of the other orgs, with respect to queries or support. I appreciate the debate about costs and how the BASC's rates have soared.
I too have been disappointed in the lack of 'openess' at game fairs, and the jollies networking.
However, when I have had any questions or needed advice it has been there promptly, politly and I believe that advice imparted was correct.
In the end that and the insurance is what I pay for.
So how do the other orgs compare, anyone have any personnal experience ? Not just about the insurance, the whole package.
I would be interested too hear.
I too have been disappointed in the lack of 'openess' at game fairs, and the jollies networking.
However, when I have had any questions or needed advice it has been there promptly, politly and I believe that advice imparted was correct.
In the end that and the insurance is what I pay for.
So how do the other orgs compare, anyone have any personnal experience ? Not just about the insurance, the whole package.
I would be interested too hear.
6pointer
Well-Known Member
Lets just say we the SLDG have a two members who are having problem,s court type and the support is there 100% case is not yet finished so i wont comment till then (SACS ) similar situation with a friend a few years back WIFE PROBLEMS SHE WAS THROWING ACCUSATIONS ABOUT and the BASC told him that he had no chance of winning and it was his fault and did not offer any help. He want on to take it to court him self 2 years later he won his case cost to him £3000 plus. He is now with SACS at the recomendation of his lawyer.
Firstly, as I have said before, please double check your insurance policy wording - some shooting association policies will NOT pay out if you have ANY other insurance in place that will cover the claim , they will pass the claim onto the other insurer- so if you are joining just for the insurance cover, why join an association who's insurance policy may not pay out?
The BASC policy has no such clause.
As to firearms enquieries,there is always more than one side to a story as I am sure you all know - and with all due respect to Choc we have only the 'edited highlights' of a seccond hand story.
How BASC deals with all firearms cases can be found here: http://www.basc.org.uk/en/departments/firearms/BASC-members-services.cfm
If that 'floats you boat' together with all else that BASC delivers then BASC is the association for you.
If not there are loads of others to choose from.
David
The BASC policy has no such clause.
As to firearms enquieries,there is always more than one side to a story as I am sure you all know - and with all due respect to Choc we have only the 'edited highlights' of a seccond hand story.
How BASC deals with all firearms cases can be found here: http://www.basc.org.uk/en/departments/firearms/BASC-members-services.cfm
If that 'floats you boat' together with all else that BASC delivers then BASC is the association for you.
If not there are loads of others to choose from.
David
Nothing agianst the NGO - a very friendly bunch indeed and as you say a decent mag.
But at the moment their policy will only cover you 'if you are not covered by any other insurance', as it says on their web site, and so may be the SACS as they used to use the same insurer as the NGO (NFU) - Although I had heard the NGO are changing insurers?
The CA is the same I believe but with a differnt underwriter, you have to check all your other insurances in case they will cover the claim before you can claim on their policy - says so on their claim form, not sure that many members will be aware of this- thought you were covered anyway? Think agian! Like I say if you are joining an org mainly for the insurance - check the policy woding before you part with your cash to make sure its all you think it is., don't just assume you are covered.
However there are many reasons to be a member of an orgnisation and the insurance is just one small , although important, part.
All the best
David
But at the moment their policy will only cover you 'if you are not covered by any other insurance', as it says on their web site, and so may be the SACS as they used to use the same insurer as the NGO (NFU) - Although I had heard the NGO are changing insurers?
The CA is the same I believe but with a differnt underwriter, you have to check all your other insurances in case they will cover the claim before you can claim on their policy - says so on their claim form, not sure that many members will be aware of this- thought you were covered anyway? Think agian! Like I say if you are joining an org mainly for the insurance - check the policy woding before you part with your cash to make sure its all you think it is., don't just assume you are covered.
However there are many reasons to be a member of an orgnisation and the insurance is just one small , although important, part.
All the best
David
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Maybe vehicle or agricultural ? anybody do hill walking with assoc insurance ? Is this the 'small print' David is pointing at ?
Like I said, to me its the no quibble package. And for piece of mind as a busy parent with several different threads to my income I need to know my rights and property are safe when stalking /shooting. The cost difference is my piece of mind......for now. I don't dispute the credibility of other orgs and have my gripes with BASC, but they have served my purposes well so far , with one exception. Could we have a reminder when the memb is due. Last year it was a chance check that made me realise I wasn't, details I know but for the busy folk, its handy !
Like I said, to me its the no quibble package. And for piece of mind as a busy parent with several different threads to my income I need to know my rights and property are safe when stalking /shooting. The cost difference is my piece of mind......for now. I don't dispute the credibility of other orgs and have my gripes with BASC, but they have served my purposes well so far , with one exception. Could we have a reminder when the memb is due. Last year it was a chance check that made me realise I wasn't, details I know but for the busy folk, its handy !
£3 bloody tight arse . . . & your looking to go else were... im paying BDS, SGK & G,C,T & joining BASC again i think the more money that goes to these the better for our sport & future of shooting etc, but if on a tight budget stick with what you know!!!
hi guys,my basc insurance is due to run out soon & ive just got a reminder.Its gone up £3.00 since last year,so i had a look at some others,bds,ngo etc etc is there much of a difference in the service you get with these others or not.What are your veiws ??thanks andy
Orion
Well-Known Member
Yes, maybe David could clarify what other insurance it is that anyone might have that would have a first call over and above my SACS package?
The SACS insurance (NFU underwritten I believe) covers me for £10m Public Liability for all Country Sports anywhere in the world and fishing within UK waters, employers liability for anyone 'working' for me, (includes beaters etc.), and £100,000 Legal Expenses.
As I hold no other 'shooting' insurance what other policy that I am likely to have would preclude them from dealing with a claim - household buildings & contents, motor, personal, or my specific unrelated business public liability? Or would it be the 'shooting' insurance from A N Other organisation that is being referred to?
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