Insurance! Which organisations don't cover you if this happens?

[sanibel686]

The Fieldsports channel recently reported on an incident where a member of the public call the police because they saw the butt of a shotgun sticking out of its slip in the back of a locked car in a supermarket carpark. The police took the owners guns and it was 11 months before a judge threw out the case and he got his guns back. You can find the video on YouTube searching "Scott shuckford" he is a gamekeeper and relies on his guns for his job, he is also in a tight house so this was a serious position for him to be in.

He thought he was insured through his chosen shooting organization for such circumstances but found out that he was not and it cost him dearly to fight his case.

The fieldsports channel did not disclose which organization he was insured by.

We all have our favourite company, basc CPSA NGO SACS etc butit's high time we all knew which exact companies cover us under such circumstances and by default who is taking our money under false pretenses.

 

[Mike L]

 

[gixer1]

The Fieldsports channel recently reported on an incident where a member of the public call the police because they saw the butt of a shotgun sticking out of its slip in the back of a locked car in a supermarket carpark. The police took the owners guns and it was 11 months before a judge threw out the case and he got his guns back. You can find the video on YouTube searching "Scott shuckford" he is a gamekeeper and relies on his guns for his job, he is also in a tight house so this was a serious position for him to be in.

He thought he was insured through his chosen shooting organization for such circumstances but found out that he was not and it cost him dearly to fight his case.

The fieldsports channel did not disclose which organization he was insured by.

We all have our favourite company, basc CPSA NGO SACS etc butit's high time we all knew which exact companies cover us under such circumstances and by default who is taking our money under false pretenses.

What org was he with? Has it come out after the FS channel article?? And why was it not disclosed?

 

[andyk]

I’ve watched the video and it wasn’t disclosed (incidentally, this is the first Fieldsports Channel ‘gun grab’ video I’ve watched where I didn’t think there was more to the police position - not that I’ve watched them all).

One issue from the video is that it’s not clear whether he means he thought he had insurance but didn’t or did have insurance but they declined cover.

Most (all) policies will say they need >50% prospects to fund a case. In a lot of the FSC videos, I could see that threshold might be hard to reach, but this case seemed a blatant over reaction.

 

[Greenmist]

It sounds like he didn't have legal cover, although whichever organisation he belonged to, should have been able to intervene and offer advice

 

[timbrayford]

NGO does cover it if you buy the Side by Side add on at £ 27, can't speak for the other orgs.

 

[Sabian223]

NGO does cover it if you buy the Side by Side add on at £ 27, can't speak for the other orgs.

If you're an NGO member you get a discount on the £27 with side by side (Stubben edge insurance), i think mine came out to just over £16.00.

 

[Whitefront]

NGO does cover it if you buy the Side by Side add on at £ 27, can't speak for the other orgs.

To be scrupulously accurate, the NGO doesn't cover it, but it does enable members to buy a policy from Side by Side at a reduced fee. You can also buy this policy on its own. SIDE BY SIDE | Insurance

I've got it - I just hope I never have to find out if it's any good!

 

[ruger77]

I’ve the side by side through the NGO

 

[Chris Richardson]

Country covers for legal cover

 

[Brittany boy]

When I had my guns seized due to a neighbour dispute , BASC would not cover any legal costs as the police used the. “ interests of public safety” route. I had not committed any offence, the neighbour had but it was me who suffered due to his unlawful actions. After a year of asking for the decision to be reviewed I made an official complaint against Police Scotland and following three face to face meetings with a superintendent my guns were returned. BASC said they wouldn’t fight the case due to the police’s reason for the seizure.

 

[mudman]

I saw the video and interpreted that the gun was in view, not just sticking out of a slip.

Lucky to get the result he had in the day and age.

 

[Tallguy]

I suggest Ripe Insurance. Good cover but nothing is going to help if you are either negligent or stupid.

 

[User00056]

I'm going to potentially light the touchpaper here and state categorically that the most lackadaisical and careless attitudes towards firearms I've seen have been by gamekeepers.

I've seen loaded rifles leant against vehicles, thrown onto rear seats, and propped into footwells with zero regard to muzzle safety. I've seen loaded shotguns placed in a lunchroom rack. I've seen ammunition left lying around vehicles and buildings. I've even seen one individual turn up hungover, reeking of drink, and then belch his way through a family clay shoot taking five or six shots at each target with an FAC-rated semi-automatic. I've seen loaded shotguns and rifles bungee-ed onto quad racks with the same disregard they treat bags of feed.

And every time I've challenged them I've been met with abuse or indifference.

I have very little sympathy for the individual in question.

He knows the obligations that come with firearms ownership.

He ignored them.

He rightly got what he deserved.

 

[timbrayford]

I'm going to potentially light the touchpaper here and state categorically that the most lackadaisical and careless attitudes towards firearms I've seen have been by gamekeepers.

I've seen loaded rifles leant against vehicles, thrown onto rear seats, and propped into footwells with zero regard to muzzle safely. I've seen loaded shotguns placed in a lunchroom rack. I've seen ammunition left lying around vehicles and buildings. I've even seen one individual turn up hungover, pddjgjg of drink, and then belch his way through a family clay shoot with an FAC semi-automatic. I've seen loaded shotguns and rifles bungee-ed onto quad racks with the same disregard they treat bags of feed.

And every time I've challenged them I've been met with abuse or indifference.

I have very little sympathy for the individual in question.

He knows the obligations that come with firearms ownership.

He ignored them.

He rightly got what he deserved.

What a horrible attitude, if only the rest of us were perfect too!

 

[User00056]

What a horrible attitude, if only the rest of us were perfect too!

Kindly explain why my attitude is 'horrible'? I take it you then sanction disregard for public safety and the requirements of holding an SGC? All he had to do was cover his slip. It's not rocket science, for god's sake. Clear guidance is even laid down in black and white on the SGC.

Paragraph 4 (a) in case you need reminding

 

[SOE]

FACs and SGCs do not guarantee the owner,s common sense or intelligence......

 

[timbrayford]

Kindly explain why my attitude is 'horrible'? I take it you then sanction disregard for public safety and the requirements of holding an SGC? All he had to do was cover his slip. It's not rocket science, for god's sake. Clear guidance is even laid down in black and white on the SGC.

Paragraph 4 (a) in case you need reminding

Simply as you go through life people make errors of judgement, some minor, some serious, mistakes and the like. What the OP has done really falls into the so what category, along with having an empty windscreen washer bottle in a car, having an unregistered chicken and all the other nonsense that the public sector likes to create to irritate the rural community with.

 

[Smallholder]

When I had my guns seized due to a neighbour dispute , BASC would not cover any legal costs as the police used the. “ interests of public safety” route. I had not committed any offence, the neighbour had but it was me who suffered due to his unlawful actions. After a year of asking for the decision to be reviewed I made an official complaint against Police Scotland and following three face to face meetings with a superintendent my guns were returned. BASC said they wouldn’t fight the case due to the police’s reason for the seizure.

I've heard of similar cases and I hope everything is sorted now. Did you ever look into other insurance companies and find any that would have covered you?

 

[User00056]

What the OP has done really falls into the so what category, along with having an empty windscreen washer bottle in a car, having an unregistered chicken and all the other nonsense

Absolutely disagree. As SGC/FAC holders we're held to a higher standard than the rest of the public. Leaving a shotgun in plain view in a supermarket car park calls into question how the holder is likely to approach his other obligations regarding firearms ownership.