Quad insurance

[Free range rob]

Hope this is the right section, please feel free to move if not.
I am looking for insurance for my road reg quad, where do you guys go, and what sort of price should I be looking for, had one quote from the Nfu at £400 a yr so far.

 

[peter a]

Hope this is the right section, please feel free to move if not.
I am looking for insurance for my road reg quad, where do you guys go, and what sort of price should I be looking for, had one quote from the Nfu at £400 a yr so far.

Try adrian flux insurance

 

[paul o']

Mine was inc on road with NFU some time ago now , thats more than I pay full com for my 4x4 motor ,as above try them or try this lot :Compare Car Insurance - Cheap Online Comparison Quotes UK .and type in agricultural quad bike insurance

 

[Pedro]

£400 sounds a lot, when I can insure my two wheeled motorcycle, litre size engine and can top 150mph (although I don't) for £130. Admittedly with oodles of no claims bonus. Maybe they think that quads are more of a risk.

 

[Free range rob]

Adrian flux want £300

I guess it’s because they are high risk from thieving scum

 

[Ludders]

I use performance direct about 100 a year third party fire and theft

 

[Orion]

I use performance direct about 100 a year third party fire and theft

Same here. They’ve been the most competitive at renewal for the past 3 years when I shop around.

 

[wytonpjs]

Managed fully comprehensive from Performance Direct this year for £120

 

[Free range rob]

Managed fully comprehensive from Performance Direct this year for £120

That’s about where I would like to see it

 

[BRYAN]

Managed fully comprehensive from Performance Direct this year for £120

Mate.
Is that for on road use?

 

[Free range rob]

Managed fully comprehensive from Performance Direct this year for £120

I tried to get a quote but won’t recognise my number plate so will have to speak to them, thanks for the heads up about them though

 

[wytonpjs]

Mate.
Is that for on road use?

Agri reg. If it was fully road registered, I’d be using it every day at that rate

 

[BRYAN]

Agri reg. If it was fully road registered, I’d be using it every day at that rate

That's what I'm after. I should have been clearer.

 

[Orion]

Agri reg. If it was fully road registered, I’d be using it every day at that rate

Mine’s Agri reg and I do use it on the road nearly every (other) day. Despite the word to the contrary being out on some forums, there’s no road mileage restrictions on Agri registered quads.

 

[Free range rob]

Interesting, but I am guessing it must be a journey related to the farm ?

Performance direct quoted me £208 fully comp, or £108 third party f + t, doesn’t look like it will get much better than that and it’s half what the nfu quoted me, so,cheers for the heads up Watson, appreciate all the help and suggestions.

 

[Orion]

Interesting, but I am guessing it must be a journey related to the farm ?

Anyone can have an Agri registered quad or other vehicle, it’s not limited to ‘farm’ related ones - I live in the centre of town (albeit a rural one) and mine is Agri registered.

When it comes to road use the DVLA webpage is deliberately obtuse, which is why so many confuse vehicles registered as ‘limited use’ - which are limited to using public roads between different areas of land in the same occupation not exceeding 1.5km travelled - and Agri registration, which have unlimited road usage.

Here’s chapter and verse from the DVLA:

“If the vehicle is registered as an agricultural vehicle (quad), you are able to use it on the road as long as it is used for purposes relating to agriculture; horticulture; forestry or activities falling within cutting grass verges; trees or hedges that border public roads. There is no restriction on distance.”

How you apply the ‘related purpose’ you are using the quad for at any given time is up you.

 

[Free range rob]

Anyone can have an Agri registered quad or other vehicle, it’s not limited to ‘farm’ related ones - I live in the centre of town (albeit a rural one) and mine is Agri registered.

When it comes to road use the DVLA webpage is deliberately obtuse, which is why so many confuse vehicles registered as ‘limited use’ - which are limited to using public roads between different areas of land in the same occupation not exceeding 1.5km travelled - and Agri registration, which have unlimited road usage.

Here’s chapter and verse from the DVLA:

“If the vehicle is registered as an agricultural vehicle (quad), you are able to use it on the road as long as it is used for purposes relating to agriculture; horticulture; forestry or activities falling within cutting grass verges; trees or hedges that border public roads. There is no restriction on distance.”

How you apply the ‘related purpose’ you are using the quad for at any given time is up you.

Thanks for they, something I had never bothered reading up on but well worth knowing

 

[Baldman]

H&H Insurance at Carlisle

 

[MAH]

Mine’s Agri reg....

How can I find out the basis of my bike registration?

 

[Orion]

It’ll be in the V5C Registration Certificate:

(X) Taxation Class - Agricultural Machine