Country Cover Club

Long drag

Well-Known Member
Hi are any shooter members of this Insurance organisation, what the back ground, are they are good organisation, :suss:
 
Not me, but I know some that are. They seem reputable as far as shooting insurance goes and have been around a bit. But I don't know of anyone that has actually had to lodge a claim, so can't comment on how good they are there.

Basically all they offer is insurance, which sets them apart from the usual shooting organisations which mostly offer membership of the organisation and insurance as a package. The advantage is that it's cheap. The disadvantage is that you don't get any other benefits. It's £30 a year for what seems to be the usual cover without frills. They also do cover for shorter periods, so if you are, say just taking a days shooting or stalking once a year, you can save a few more quid by just covering yourself that way.
 
I took their cover out last November after shopping around and thought long and hard about renewing the BASC membership before taking a change in direction. I did this purely to save a bit of hard earned cash, knowing that if i needed any info i could contact BASC for advice without paying out an extra £45. I'm not tight but the saving in costs paid for fuel for 2 stalks resulting in 2 bucks filling my freezer.

I've been lucky not to have to use 3c's admin for any reason and fingers crossed I will never have to contact which ever insurance company I'm with. Some may argue that I should use BASC for my chosen pastime but it all comes down to your budget.
 
If you want free advice from BASC use the BASC web site, or see us at shows around the UK. We will only give free personalised help and advice to people who are members, members have to come first as I am sure you can appreciate.
David
 
Last edited:
C3 offers public liability cover which BASC doesn't. At least I can see no reference to it on their site. A major omission in my view.

I've been covered for public liability for a while now because I've been shooting on land covered by the commercial policy of a deer management company so I let my BASC management lapse. I now been asked to cull some deer on ground not under the auspices of that company so I will need to take out my own policy again.

Very tempted by C3 but I'd like to know its worth the paper its written on if it comes to a claim. Also, BASC offer £250,000 legal expenses cover, C3 is only £100,000.

Hard to know what to do for the best.

Country Cover Club - Members Country Sports Insurance

https://basc.org.uk/join-basc/basc-members-insurance/
 
Last edited:
BASC does include liability cover, £10million, our policy also covers the land owner too and is backed up by our expert advisors to help and advise on a range of shooting issues.
 
Liability yes, but what kind? On the BASC website it doesn't list public liability. There is legal liability, employer's liability, and product liability but no public liability.

If I'm shooting on a third party's land to which the public have access and I'm receiving payment for it I need public liability.

And, unless I'm mistaken, the fact I'm receiving payment for my shooting, even though it only covers expenses and isn't my primary occupation, invalidates the BASC insurance which it states is for recreational shooting.
 
Last edited:
Same thing,public liability / liability. It protects you if someone makes a claim against you for injury or damage to property etc. And no,small payments do not invalidate the BASC cover, take a look at the BASC link you posted, it's clarifies that very point
 
I was with ccc3 a few years back. They were great to deal with when I rang up but never put in a claim so can't comment on that side of things. Over the couple of years I was with them I had no issues and they also helped out when a land owner contacted them as he had lost my details, they emailed me and asked me to get in touch with him!
 
I must admit i have very very strong feelings on this, personally I think its a disgrace anyone taking out private ins policies like this.

By all means don't join basc but CA, SGA/NGO (and sacs) are only 30ish quid each, and also fight hard for shooting

Is it really worth saving 50p?? Just to get cheaper insurance without any voice or political footprint???
(and to be perfectly honest, most stalkers/shooters drive about in quite fancy new 4x4's that are never in 4wd, have optics/rifles worth thousands that are only out a handful of times and often pay decent money for there sport and they moan about a few quid to fight for the sport's future)

Cheap insurance is all well and good but it doesn't help us if shooting is banned

Wot are these private companies doing with the money??? Yes basc are a bit of a mammoth org now (possibly to big??) so have a lot of overheads (hence the dearest)
but CA, SGA and NGO do massive ammounts of good work on a shoe string budget, there only 50p-£5 more yet u get staff, magazines political presence etc.

For me its a no brainer
 
Who says I'm just looking to save a couple of quid? My enquiry on this thread was about the provision of public liability cover and the validity of a policy to cover shooting carried out for payment.

The BASC link I posted in fact says specifically "the BASC insurance only covers recreational activities". The only reference to paid shooting activities relate to beating and picking up where it is suggested that, though paid, you are still covered under the shoot owner's employers liability. I am not in that category. I'm self-employed and I'm well used to taking out professional insurance. On the professional policies I hold for my main occupation which is in the construction industry, "liability" is very specific. Employer's liability and public liability are most definitely not the same thing.
The payments I receive for shooting are small but they are still part of my declared income on which I can claim tax relief. As far as I can see that amounts to professional work which is not covered by the recreational policy that comes as part of general BASC membership. For professional cover you need to take out a professional policy which BASC do offer but its not priced on the website. So I have to add that cost (whatever it is) to general membership costs.

That's a commercial decision to be taken by me; it sure as Hell isn't a political one that other people get to have a say in. I will not be coerced into taking out my shooting insurance through a particular broker, provider or third party for political reasons. If I need insurance, I require a policy that works for me and is valid for my use, that covers me for what I need, is affordable and which I judge will be worth its salt if ever put to the test, and I will decide where best to purchase such a policy, not anyone else. Its my money, and my reputation and my neck if something goes wrong. Only I get to choose.

If I elect to subscribe to a shooting organisation in support of its political work (and I do - BASC is not the only fish in the sea) I will do so for that reason alone, my insurance requirements are a separate matter. I will join whichever organisation I consider does the job of political representation most effectively but that does not mean I become obligated to purchase any of it's other services if I don't believe they suit me. Life is not a collective, I paddle my own canoe I'm afraid. If shooting gets banned it'll have bugger all to do with where I buy my insurance. If you think that's all that's going to save shooting I'm afraid its doomed already.
 
Last edited:
Yes it says recreational, but look at the further wording which clearly says that making a few quid ,as long as its not your main income, is covered.
As to the professional policy, if its is your main income or main activity take a look at the BASC professional cover which typically is around £110 per year.
As to cc3 making contact with landowners to help you, I am not surprised, , Jerry who runs C3 is a thoroughly nice chap who will do his best to help
 
Thanks for clarifying that David. One question: can the BASC professional cover be taken out on its own? That is, does general membership come with it or do you have to become a member first before you can take out the professional cover?
 
Back
Top