If you're on the fence for Howa/Tikka then best get to an RFD that has both so you can have a look over them side by side. Both will do the same job just as well. But do yourself a favour don't pick up a Sauer/Mauser/Blaser while you are there!
Everyones got a opinion, Personally I'd take a Howa over a Tikka everyday for the 3 position safety, and the value for money. The next person along will tell you they like a 2 position safety and to part with more cash for a Tikka. The only real difference is the options for aftermarket bling, if you like to customise get the Tikka.