Short Term Shooting Liability Insurance

[rookyshot]

Not sure if I've got this thread in the right forum but lets give this a go..

I'd like to be able to take friends and customers shooting at times, mainly for a few clays or an hour or two on the range but I'm reluctant to do this unless they have some form third party liability insurance as I'd rather not just hope for the best.

Hence, is it possible and even practical to get short term liability insurance for say one day to cover this situation where maybe one of my customers would like to come out for an afternoon of clay shooting and to discuss business.

We have enough people trying to curtail our sport and I'd really like to do my bit to promote safe responsible shooting to people who show interest. Any suggestions welcomed.

 

[2021]

Speak to Country Sports Insurance | Country Cover Club | UK

They might be able to help.

It’s different to what you are describing but I use them to insure the members of our pheasant shoot. I also insure guests on a daily basis. It’s quick and cheap to arrange.

 

[rookyshot]

Speak to Country Sports Insurance | Country Cover Club | UK

They might be able to help.

It’s different to what you are describing but I use them to insurance the members of our pheasant shoot. I also insure guests on a daily basis. It’s quick and cheap to arrange.

Thanks, I'll take a look..

 

[SussexSteve]

Try aim risk through Basc or Clivertons. That's who I use for my professional insurance

 

[Pedro]

Country Cover Club do:

2 day insurance for £18.95,
30 days for £22.95,
6 months for £26.95 (ideal for those that just maybe do a few days on birds in the season)
and of course 12 months for £32.95.

Relatively speaking as you can see the shorter times are more expensive, but if you only need that insurance for that short period, then you do save a few bob.

Of course CCC solely offer insurance and aren't part of any shooting organisation, so you aren't getting into the politics of it when you decide whether to go with them or not. If that matters to you. Although I know lots who do, I haven't used them as I have insurance elsewhere with a syndicate I'm in, so I can't really comment too much about their product other than to say it's cheap and easy and the amounts insured are comparable with others. I don't know but it could be a policy of last resort (in other words if you are covered with another policy, they won't pay out), but that's perhaps a moot point.

 

[Bowland blades]

If you have decent home insurance liability while shooting will be covered most likely ( check) if its business call your insurer for that and ask if it is already or if you could add it. Shooting is far less risky than most things especially driving on public roads

 

[Whitefront]

Country Cover Club may be perfectly appropriate for your specific needs, but bear in mind they are not an insurance company, only an introducer, it seems. According to Companies House, they have two directors and 0 employees, and are based in a terraced house in a Northamptonshire village. If I were you, ask them which company will be actually providing the insurance and read the policy carefully. Precisely who will handle any potential claim? First resort or last resort? They should be happy to answer. Might all be fine, of course - but just check that everything meets your requirements.

 

[rookyshot]

Try aim risk through Basc or Clivertons. That's who I use for my professional insurance

Cheers Steve

 

[rookyshot]

Country Cover Club do:

2 day insurance for £18.95,
30 days for £22.95,
6 months for £26.95 (ideal for those that just maybe do a few days on birds in the season)
and of course 12 months for £32.95.

Relatively speaking as you can see the shorter times are more expensive, but if you only need that insurance for that short period, then you do save a few bob.

Of course CCC solely offer insurance and aren't part of any shooting organisation, so you aren't getting into the politics of it when you decide whether to go with them or not. If that matters to you. Although I know lots who do, I haven't used them as I have insurance elsewhere with a syndicate I'm in, so I can't really comment too much about their product other than to say it's cheap and easy and the amounts insured are comparable with others. I don't know but it could be a policy of last resort (in other words if you are covered with another policy, they won't pay out), but that's perhaps a moot point.

Cheers Pedro, just what I’m looking for, no need for any form of shooting association membership with this requirement, it’s just to provide some basic cover for friends and customers.

 

[devon deer stalker]

Not sure if I've got this thread in the right forum but lets give this a go..

I'd like to be able to take friends and customers shooting at times, mainly for a few clays or an hour or two on the range but I'm reluctant to do this unless they have some form third party liability insurance as I'd rather not just hope for the best.

Hence, is it possible and even practical to get short term liability insurance for say one day to cover this situation where maybe one of my customers would like to come out for an afternoon of clay shooting and to discuss business.

We have enough people trying to curtail our sport and I'd really like to do my bit to promote safe responsible shooting to people who show interest. Any suggestions welcomed.

Have you got your own insurance in place for these activities?
If not CC can provide the professional extension, tops out around £160

 

[rookyshot]

Have you got your own insurance in place for these activities?
If not CC can provide the professional extension, tops out around £160

I’ve already got insurance via BASC so it’s a possible route. It would also be appealing to be able to take people out for a bit of shooting at short notice and not have to put short term insurance in place.

Thanks for the suggestion.

 

[wytonpjs]

A few years ago, Scottish Gamekeepers Association used to do short-term game shooting insurance. Not sure if they still do it but it was very easy to arrange and they were most helpful.

 

[25 Sharps]

Not sure if I've got this thread in the right forum but lets give this a go..

I'd like to be able to take friends and customers shooting at times, mainly for a few clays or an hour or two on the range but I'm reluctant to do this unless they have some form third party liability insurance as I'd rather not just hope for the best.

Hence, is it possible and even practical to get short term liability insurance for say one day to cover this situation where maybe one of my customers would like to come out for an afternoon of clay shooting and to discuss business.

We have enough people trying to curtail our sport and I'd really like to do my bit to promote safe responsible shooting to people who show interest. Any suggestions welcomed.

What exemptions are you applying to actually allow them to shoot your firearms?

If it’s an organised clay ground or shoot then they can shoot your guns but if it’s a trap in a field (and they don’t have SGC) they can’t shoot your guns.

On a full bore range they can’t shoot you firearms unless it’s a club guest day.

 

[countrryboy]

What exemptions are you applying to actually allow them to shoot your firearms?

If it’s an organised clay ground or shoot then they can shoot your guns but if it’s a trap in a field (and they don’t have SGC) they can’t shoot your guns.

On a full bore range they can’t shoot you firearms unless it’s a club guest day.

Are u sure the above is correct??

U can't loan a shotgun to a 3rd party with no ticket on private ground?
I do know by rights they would have to be under supervision ( which i don't think has ever been defined, how close the supervison is, standing next to them , next peg or far end of line?) and also meant to be the land owner or 'tennant' of the shooting rights.

If ur on a proper clay ground would the clay grounds insurance not cover guests?

As wytonpjs says above we used to do it throu the SGA in the distant past, u paid a tenner at the time per day for a number and phoned the number in on the morning u wated to use the insurance.
We used it on the small shoot if an uninsured guest ever turned up and worked well, but most guests had there own and ur getting a whole days shooting out of it
Althou would get expensive for u if its only a few shots for each guest as by rights each guest should have there own, so if 5 guests would of cost u 50 quid just for a few shots

 

[25 Sharps]

Are u sure the above is correct??

U can't loan a shotgun to a 3rd party with no ticket on private ground?
I do know by rights they would have to be under supervision ( which i don't think has ever been defined, how close the supervison is, standing next to them , next peg or far end of line?) and also meant to be the land owner or 'tennant' of the shooting rights.

If ur on a proper clay ground would the clay grounds insurance not cover guests?

As wytonpjs says above we used to do it throu the SGA in the distant past, u paid a tenner at the time per day for a number and phoned the number in on the morning u wated to use the insurance.
We used it on the small shoot if an uninsured guest ever turned up and worked well, but most guests had there own and ur getting a whole days shooting out of it
Althou would get expensive for u if its only a few shots for each guest as by rights each guest should have there own, so if 5 guests would of cost u 50 quid just for a few shots

For shooting clays no, for shooting game you can loan a shotgun under some circumstances

Clay pigeon shoot exemption | Avon and Somerset Police

Anyone wishing to hold a clay pigeon shoot where non-shotgun licence holders will be firing at targets can apply for an exemption under the Firearms Act online.

www.avonandsomerset.police.uk

 

[lochty]

Ask the SGA, they might manage to help you.

 

[rookyshot]

What exemptions are you applying to actually allow them to shoot your firearms?

If it’s an organised clay ground or shoot then they can shoot your guns but if it’s a trap in a field (and they don’t have SGC) they can’t shoot your guns.

On a full bore range they can’t shoot you firearms unless it’s a club guest day.

My plan was for shooting clays at a shooting ground or using my rifle on my own land as an estate rifle.

 

[25 Sharps]

My plan was for shooting clays at a shooting ground or using my rifle on my own land as an estate rifle.

If shooting clays at a clay ground then the ground will have its own insurance and with rifles on your own ground, under your direct supervision, why would you need it?

 

[countrryboy]

For shooting clays no, for shooting game you can loan a shotgun under some circumstances

Clay pigeon shoot exemption | Avon and Somerset Police

Anyone wishing to hold a clay pigeon shoot where non-shotgun licence holders will be firing at targets can apply for an exemption under the Firearms Act online.

www.avonandsomerset.police.uk

View attachment 261445

Cheers

As they say everyday is a school day!

Never knew that about clays but don't do a lot, used it plenty on game shoots thou, they way i read it/understood it, u were went to be the actual shooting tennant ( which i was ) thou and not just 1 of the guns on the day loaning a gun out to his mate

I can imagine that is broken quite a few times

 

[25 Sharps]

Cheers

As they say everyday is a school day!

Never knew that about clays but don't do a lot, used it plenty on game shoots thou, they way i read it/understood it, u were went to be the actual shooting tennant ( which i was ) thou and not just 1 of the guns on the day loaning a gun out to his mate

I can imagine that is broken quite a few times

Yes, they clarified it in 2017 and that you had to have it on writing that you can loan a gun. See the open certificate thread currently running for further clarity.