Settling an RTA claim privately.

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Phil fox man said:
ask him for £250 to cover the repairs,then go and buy some bullets and forget about the dent.
I put dents in my l200 for free,so if someone pays me £250 dent away😆😆😆
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My wife puts plenty of dents in whilst "parking". She inherited my mother in law's parking skills, which I have captured in 2 minutes of hilarious CCTV footage

Anyway, back on topic. It doesn't necessarily mean they're uninsured like it used to. It's just insurance companies never lose and it's often cheaper to settle privately. If you claim, you pay dearly anyway
 
Similar happened to me, young boy knew it would load his insurance. He paid cheque to cover damage repaired by my garage.

Backstop was I knew his employer.
 
Farmer_J said:
I had similar a few years ago in a supermarket car park. I got my own quotes and the person that hit our car sent over the funds. We didn’t go through the insurance, damage was minimal and not worth the agro of increased premiums for the following years. If you do go through insurance you will have increased premiums, even with protected no claims. Also I’m not sure how 100% this is but as a supermarket car park is not the highway, I have heard of liability being 50/50 regardless of who’s at fault.
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A supermarket car park is a public place and is covered by the Road Traffic Acts in the same way as a public highway. A vehicle in such a place still has to have insurance, road tax and MoT and the driver must have a valid licence.
 
Update:
I've just got back from a reputable body shop with a quote. It turns out that the front passenger door is bent in such a way that it doesn't close properly any more and will let the rain in between the top of the door and the roof so needs replacing (We didn't notice this yesterday evening). It will also need work on the NSF wing and NSR door. So along with that, paintwork and labour charges the quote for the repairs is £730.00.
I've just spoken to the other driver and he has suggested that we take the car to another body repair shop and get a quote from them, which I have agreed to do.
Let's see what happens!
 
Farmer_J said:
I had similar a few years ago in a supermarket car park. I got my own quotes and the person that hit our car sent over the funds. We didn’t go through the insurance, damage was minimal and not worth the agro of increased premiums for the following years. If you do go through insurance you will have increased premiums, even with protected no claims. Also I’m not sure how 100% this is but as a supermarket car park is not the highway, I have heard of liability being 50/50 regardless of who’s at fault.
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It is my belief that as long as the Supermarket is open it classes as a public highway much the same as a Pub car park - It is a public highway as long as it is during pub opening times but becomes private land after pub closing time.
 
Jh1986 said:
Absolutely worst way to park. We only have front wheel steering, so why restrict your steering capacity to the width of the bay 🙄
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Everywhere should have a reverse parking only policy.
When navigating car parks one hand should on the horn always, no, infact drive around the God forsaken place blasting the freaking horn!!!
 
Smellydog said:
Everywhere should have a reverse parking only policy.
When navigating car parks one hand should on the horn always, no, infarct drive around the God forsaken place blasting the freaking horn!!!
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I remember sitting on my bike in traffic. Felt a little nudge on my back wheel. The car driver was staring off into space out of his side window. I tooted my measly bike horn and he didn't hear it. Traffic had moved 1m or so, so I pulled forward. Sat there a few seconds before I felt it again... He'd done it twice! Completely oblivious. Got a monster horn fit after that. Comically loud.
 
People change their minds. He may well have said he'll stump up for your repairs. Then when he finds out it'll cost more than a £20 note, a lovely piece of string with a conker and a snake belt things may change.

If you want to sort it with him privately, get a quote or two pretty sharply, tell him what it'll cost and get the money for it. I'm not sure I'd go with his garage choice though. But do this all within a day or two and then if he starts to drag his feet, just call a stop to it and get onto your insurance.

As for calling the police, they will be about as interested in doing anything for a bump on a car park as I am in origami.
 
Pedro said:
As for calling the police, they will be about as interested in doing anything for a bump on a car park as I am in origami.
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Two things.

  1. You are absolutely correct about the interest of the local Sheriff in such a matter.
  2. In relation to origami - you are not reading the right books...


Unknown-18.jpeg🤗
 
FrenchieBoy said:
Update:
I've just got back from a reputable body shop with a quote. It turns out that the front passenger door is bent in such a way that it doesn't close properly any more and will let the rain in between the top of the door and the roof so needs replacing (We didn't notice this yesterday evening). It will also need work on the NSF wing and NSR door. So along with that, paintwork and labour charges the quote for the repairs is £730.00.
I've just spoken to the other driver and he has suggested that we take the car to another body repair shop and get a quote from them, which I have agreed to do.
Let's see what happens!
Click to expand...
That's the right thing to do. By all means get another quote but go with your preferred body shop. Don't let his mate sort it. Get him to pay you before hand, as you don't want to be out of pocket or upset the bodyshop by him not paying there bill.
 
FrenchieBoy said:
Update:
I've just got back from a reputable body shop with a quote. It turns out that the front passenger door is bent in such a way that it doesn't close properly any more and will let the rain in between the top of the door and the roof so needs replacing (We didn't notice this yesterday evening). It will also need work on the NSF wing and NSR door. So along with that, paintwork and labour charges the quote for the repairs is £730.00.
I've just spoken to the other driver and he has suggested that we take the car to another body repair shop and get a quote from them, which I have agreed to do.
Let's see what happens!
Click to expand...
You've gone from a professional opinion of minor cosmetic damage easily repaired or ignored to structural damage meriting complete replacement of a door and repairs repainting of two other panels.

Sounds to me like the reputable body shop is tearing the arse out of it and making a mountain out of a molehill.

Throw up a couple of pictures there for us.
 
Fair Hill said:
You've gone from a professional opinion of minor cosmetic damage easily repaired or ignored to structural damage meriting complete replacement of a door and repairs repainting of two other panels.

Sounds to me like the reputable body shop is tearing the arse out of it and making a mountain out of a molehill.

Throw up a couple of pictures there for us.
Click to expand...
Ok, I see what you are saying but there is damage that was not noticed earlier. To show the damage to the door rather than use just a few photos here is a short video showing the actual damage. The damage to the door which wasn't noticed earlier is at the end of the short video.
 
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