Insurance provider NOBS

[Uncle f]

Hi people. Just a heads up for NOBs (National organisation of beaters and pickers up) they have according to there website a two year membership deal for £60.00 (£30.00 per year) which includes public liability insurance for all hunting, shooting and fishing etc purposes.
I think this represents great value.
Might interest some of you looking for a new provider

Regards Steve

 

[NullMac]

Thanks for that. Couple of issues though ??

"Public Liability Cover
The National Organisation of Beaters and Pickers Up Ltd (NOBs) and its registered Members are covered by a Public Liability Limit of Indemnity of £10,000,000 any one occurrence whilst taking part lawfully in any recognised recreational Gamekeeping and/or Country Sports activity endorsed by NOBs for leisure purposes only, including Member to Member liability and if not covered by any other insurance."

Hmm, so what does "leisure purposes only" mean? Sounds like that excludes for payment.

The "if not covered by any other insurance" is an issue as this means they are last resort, so there is a lot of faffing about and wriggling out to try and pass the liability onto other policies that you may have, when we would just want an insurer to pick it up and get on with it ?

 

[Uncle f]

No membership scheme now available will cover you for any services you provide if you take a payment! You then become commercial in your actions and require a separate commercial policy.
so for example I when carrying out works that im being paid for in my company Capacity I have a separate policy to cover me under written by Axa

when carrying out leisure/recreational stalking/hawking/foxing etc I have a different policy of that provided by country covers or nobs or sacs etc. All of them will state last resort insurance as they will always try to distance themselves from there indemnity if they can

I wish to point out I have no affiliation with nobs merely just pointing this deal out for members who may/may not find it helpful and useful

 

[Overlay]

JUST TO BE SURE, I WOULD ASSESS YOUR SHOOTING ACTIVITIES AND PLACE IT IN EITHER HOBBY/LIESURE OR COMMERCIAL AND OBTAIN INSURANCE THAT SUITS WHAT YOU DO

INSURANCE IS A HOT COMMODITY NOW WITH NEW RESTRICTIONS AND COMPLAINERS COMING OUT THE BLUE WITH ALL THE DIFFERENT ANTI SHOOTING BRIGADES IDEALS, MAKE SURE YOU PLACE YOURSELF IN THE RIGHT CORNER FOR YOURSELF AND NOT A CLAIMANT
UNFORTUNATELY RA-MS AND ALL THE REQUIRED INFORMATION IS NORMAL THESE DAYS INCLUDING CAD NUMBERS ENVIRONMENT POLICIES / PROCEDURES THAT APPEAR OVERNIGHT

PLACE YOUR INSURANCE IN THE RIGHT QUARTER IF ONLY FOR PIECE OF MIND

CLUB OR SHOOTING ORGANISATIONS WOULDNT NORMALLY HAVE A PLATFORM INSURANCE FOR SOMEONE WHO GETS PAID OR CHARGES WITHOUT RESTRICTIONS
ACCIDENTS DO HAPPEN MAKE SURE YOU DON’T FALL IN A TRAP OF NO OR RESTRICTED INSURANCE


OOOPS had the caps on

 

[David63]

The last resort point is important as you correctly say, if any other insurance is in play then that has to take the hit, this makes settling the claim tricky and you will have to go to all your insurers to see who will pay. Just for point of clarity, the BASC members policy does not have this restriction.
Some polices, like the BASC policy will in fact allow you to make an income from your recreational shooting activity. Specifically, BASC insurance policies cover members who make a small commercial gain from the sale of meat or other small income derived from such recreational shooting activities, providing this is not their primary source of income.
If you are shooting by way of business then BASC do offer an optional professionals shooting policy Shooting professionals policy - The British Association for Shooting and Conservation
David

 

[andyk]

I fear that the fallout from BASC withdrawing the Legal Expenses Cover has led many to believe BASC has withdrawn all insurance. The BASC policy does seem a pretty good one if you want to be covered against public liability, albeit it is a bit expensive to get membership just for the insurance.

Personally, if I'm sufficiently bothered to want an insurance I don't want it to be a last resort insurer, as that partially defeats the object.

In my own mind, if you wish to support an organisation and to have a decent insurance policy, BASC is still an option worth considering.

 

[Uncle f]

I fear that the fallout from BASC withdrawing the Legal Expenses Cover has led many to believe BASC has withdrawn all insurance. The BASC policy does seem a pretty good one if you want to be covered against public liability, albeit it is a bit expensive to get membership just for the insurance.

Personally, if I'm sufficiently bothered to want an insurance I don't want it to be a last resort insurer, as that partially defeats the object.

In my own mind, if you wish to support an organisation and to have a decent insurance policy, BASC is still an option worth considering.

I would and indeed have for the best part of 16 years been a fully paid up member of BASC. However there nonsense recently and ridiculous arguments of arse covering and the way they spend members money entertaining MPs (whom already shoot and have Sgc) so they aren’t the ones that neeeded any convincing but we will take em out for a jolly and oh we have to go to to host the day of course!!!! Is an absolute liberty and undermines everything else they claim to do!!! In my opinion. The removal of the legal cover was the last straw for me and many others.
now where did I put my 10 year licence???!!!!

 

[dollman]

After decades of being a member and many in my family, never had any help when needed it from them on more than one occasion, then the steel shot non toxic crap , basc do NOT have the mass of shooters interests concerns , they are for few not the many ,but the sheep as I was once but not any more, continue feed their very lavish livelihoods , BASC have just thrown up the white flag of surrender with a set agenda in place , which is a real shame as we need someone on our side the more the merrier, but the more people wake up too them the better .,it must be asked who is actually thinking up BASC policys and who is doing the decision making and for what reasons , for a organisation for protecting and FIGHTING for shooting and field sports , they same too give in very easily, the question you must ask is why is that , of course these are my opinions and you have make your own , but they will not be getting any of my and my familes hard earned cash anymore and never again

 

[NullMac]

JUST TO BE SURE, I WOULD ASSESS YOUR SHOOTING ACTIVITIES AND PLACE IT IN EITHER HOBBY/LIESURE OR COMMERCIAL AND OBTAIN INSURANCE THAT SUITS WHAT YOU DO

I was just a bit confused.

NOBS is about beating and picking up ? Both of which receive payment. So that's commercial isn't it ? So what use is an insurance policy if it excludes most of the memberships activity ?

I just don't get that

 

[Overlay]

I was just a bit confused.

NOBS is about beating and picking up ? Both of which receive payment. So that's commercial isn't it ? So what use is an insurance policy if it excludes most of the memberships activity ?

I just don't get that

Strange old turn out matey, I don’t know if there is a .org or a company that deals with something like beaters and the odd beaters day shoot thrown in that will give adequate cover for the things they do, most beaters shoot other disciplines as well, wildfowlers pigeon shooting etc etc it should all fall 8n the same hat

There is a need for it, I’ve got commercial insurance but I support the BDS and BASC

 

[enfieldspares]

CPSA's policy is here and YES they unlike BASC offer a legal protection for issues with renewals and revocations of an SGC.

Legal Expenses Cover In addition to the standard benefits above, competition members (excluding Colts) are also covered for Legal Costs reasonably incurred in; Defence Against Criminal Prosecution Defence of your legal rights including defence, appeal or defence of appeal against judgement, conviction or sentence in respect of any act or omission leading to criminal proceedings being brought against you as a result of participating in CPSA endorsed activities subject to a limit of indemnity of £50,000 per Insured Incident. Protection of Shotgun Certificate An appeal to the relevant statutory body or regulatory authority, court or tribunal where the relevant Authority suspend, revoke, cancel, alter the terms of or refuse to renew Your Shotgun Certificate. Cover is subject to a limit of indemnity of £50,000 per Insured Incident

Just for clayshooters then? No! Think again:

The insurance provides cover whilst members are participating in recognised and approved activities of the CPSA: Clay Target Shooting, Game Shooting, Rough Shooting, Pest/Vermin Control, Wild Fowling, Rifle Shooting (including Stalking), Muzzle Loading (including Black Powder), Beating & Loading, Angling from Dry Land (including wading), Air Weapon Shooting (including FAC rated), Archery, Crossbow Shooting (inc FAC), the ownership, cleaning and maintenance of legally held firearms and ammunition.

https://www.cpsa.co.uk/files/download/532/CPSA-Insurance-Leaflet.pdf

 

[Uncle f]

Again another option. However interesting to note that any legal challenge with regard to revocations etc only apply to SGC and not FAC it seems

 

[nic531]

hate to say it, but 50k does not go that far in legal terms these days... I believe BASC's excess was above that before the insurance started to cough up!

 

[enfieldspares]

hate to say it, but 50k does not go that far in legal terms these days... I believe BASC's excess was above that before the insurance started to cough up!

But it's £50K more than you'll get with BASC. There figure is however also a nice round number. A big fat ZERO of cover.

 

[Alanw429]

Hi people. Just a heads up for NOBs (National organisation of beaters and pickers up) they have according to there website a two year membership deal for £60.00 (£30.00 per year) which includes public liability insurance for all hunting, shooting and fishing etc purposes.
I think this represents great value.
Might interest some of you looking for a new provider

Regards Steve

Just completed the deer night shooting course need to get insurance to get a cl55
Any recommendations

 

[seedawood]

NGO. National Gamekeepers Organisation membership includes £10m insurance for sporting and commercial 'field sports' activities.