Seen a few comments on the remlin version of the 1895 having issues with build quality.
I belive this is an issue but I can only speak from my own experiences.
I got a remington marlin (sbl) a few years back and yes noticed some issues regarding finish.
What I found was lots of razor sharp edges on machined parts, so much so I cut my finger a few times whilst loading and the action felt really harsh.
On a positive note I couldn't fault the wood fit and finish and everything else was nothing I couldn't sort out with the dremal and polising wheel and I ended up with what I think is a really nice rifle.
The point I'm making is not to rule out a remlin built 95 if one comes available as with minimal skills and a bit of fettling you could end up with a nice gun!