INSURANCE question re food sales

[Antonyweeks]

Hi
Chatting with my accountant (!) this morning highlighted something I've not considered - Public Liability for venison sold. I've got BASC & BDS cover for general stalking, but I butcher and sometimes sell the vension I get. If a neighbour or some other person I'd sold meat too fell ill and were very sick (or worse) I wondered if I'd still be covered? I've emailed both BASC and BDS but not heard back. Just wondered if anyone else who sells some venison on the side has bespoke liability insurance? I've registered as a food business with the local authority too.
Thanks

 

[devon deer stalker]

What a coincidence you should raise this issue!
See here, not saying it will answer your question though.

When does recreational stalking cross over to become a business in relation to insurance?

As I am a guide/deer stalker/fly fishing guide insurance plays an important part in my line of work. I am with Clivertons, covers me for taking out clients for stalking/fly fishing, and an add on for sales of venison. This is a commercial bespoke policy, all guides should have this and not rely...

www.thestalkingdirectory.co.uk

 

[wytonpjs]

Anthony, your BASC Insurance covers this aspect. Please see below:

 

[Antonyweeks]

Hi
Thanks for this - I hit post and then scrolled down and saw your thread which I've just finished reading! Great thread you posted. I've emailed Cliverton for a quote. Will report back. However, I have set up my venison sales as a small business but probably won't go over £5k turnover. Still worth checking out!

 

[Antonyweeks]

Anthony, your BASC Insurance covers this aspect. Please see below:

Thanks. Yes posted without checking other threads! Doh!

 

[wytonpjs]

Thanks. Yes posted without checking other threads! Doh!

One of the reasons why I stayed with BASC

 

[Pete6.5]

You have to ask are you happy with some cheap insurance that is a tack on to some membership if the **** hits the fan.

 

[Firefly]

I was shocked when I took out a business insurance policy recently. Much cheaper than I expected and gives peace of mind.

 

[Bowland blades]

Hi
Chatting with my accountant (!) this morning highlighted something I've not considered - Public Liability for venison sold. I've got BASC & BDS cover for general stalking, but I butcher and sometimes sell the vension I get. If a neighbour or some other person I'd sold meat too fell ill and were very sick (or worse) I wondered if I'd still be covered? I've emailed both BASC and BDS but not heard back. Just wondered if anyone else who sells some venison on the side has bespoke liability insurance? I've registered as a food business with the local authority too.
Thanks

Businesses' are more likely to be taken into court , the penalty will be the directors to pay. I simply would not do any business without decent commercial insurance.
Have never used it but i have met folks who lost everything for a stupid mistake

 

[Antonyweeks]

As a quick update, had this from BASC:

"Good afternoon

Thank you for your enquiry. Yes, product liability for small-scale sale of excess meat stalked by the member is covered."

 

[devon deer stalker]

I'm sitting on my hands

 

[Bowland blades]

As a quick update, had this from BASC:

"Good afternoon

Thank you for your enquiry. Yes, product liability for small-scale sale of excess meat stalked by the member is covered."

Dont read that as more than it is " small scale / excess meat " if your selling more than eating in your own household say ?