4x4 vehicle insurance.
- Thread starter VSS
- Start date
The Optimist
Well-Known Member
NFU Mutual for 5 x Isuzu D Max and 2 x VW Amaroks. But it is starting to get expensive. In particular, windscreen cover has doubled from £50.00 to £100.00. We had a brand new Isuzu D Max written off by a third party drugged driver last year and getting a new replacement took many months and a hell of a lot of chasing. In the end I sourced the replacement for them. But I wonder if any other insurer would have performed any better.
goldypurple
Well-Known Member
just bought a 2018 Hilux, 1st Commercial vehicle, fully comp £580, Aged 45 with wife as added driver, 17 yrs NCB protected, no accidents/convictions living in Norfolk.
Who is that with please? I have 15 ys ncb but found out they all only use 9yrs as a discount cut off
Insurance seems to have got technical, taking into account not only "your" age , driving / claims history, vehicle engine size etc.
A lot of it now seems to be weighted to the potential cost of repair / writing off.
I was toying with getting a 1985 LR pickup. Put it in an insurace search as an additional vehicle for me (cant use no claims on two vehicles) and named driver for a 17yr old girl, just passed test, and the quote was under £300.00.
Same specs with 2010 Ford Galaxy about £600
Same specs with 2016, 1.5l focus over a grand.
At the end of the day, if they see your vehicle being a risk (not you) the premium will be high regardless of where you look
I saw a '10s Defender 110 for sale on here a while back that I jokingly put through one of those comparison sites (for around £7k if memory serves me right). At 29, never had an accident, 4 years NCB, with my partner also on (who also never had any bother) - cheapest (of 5) quotes came in at £2500 and a compulsory excess of £1500
The other 4 quotes were between £3500-5000+ and similar (or greater) excesses.That was the same for me a couple of years ago... Rang up Hastings (who I was with) and the CS rep ran me through the system, and surprise suprise, the "best" she could offer me suddenly beat the Hastings quote via comparison sites.
Last year, though my renewal quote ended up being the best price I could find... and lets not even talk about this years... (I have weeped about it elsewhere on here enough already)
graphictart
Well-Known Member
Try Adrian Flux
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goldypurple
Well-Known Member
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goldypurple
Well-Known Member
Achoice insurance, came up on one of the comparison sites
sikamalc
Administrator
I've been with A -Plan for a number of years. They have all been Isuzu crew cab trucks I have insured. My current 4X4 is a Utah and the cost went up recently to £520 fully comp, with business use and carrying firearms.
NFU quoted me in excess of £900, jokers. Staying with A-Plan, which is now called Howdens.
NFU quoted me in excess of £900, jokers. Staying with A-Plan, which is now called Howdens.
Hah... try getting travel insurance, never come across so many ‘dick turpins’ all I wanted was insurance for a world cruise
WB
Ratcatcher
Well-Known Member
My Hilux invincible has just gone from £512 to £905, most expensive quote 3.5k! I've been with direct line 19 years, counted for sweet f.a
Adrian Flux
Very good if you have modified your 4x4 in any way
Very good if you have modified your 4x4 in any way
I've got a modified Landrover Defender 1994 on an agreed value policy of £7500, limited to 5K miles per year for £188
Glyn Walsh
Well-Known Member
Ageas van insurance for 2010 hilux 3ltr invincible. £233 fully comp
Beat admiral by £100
Big difference is where you live. In Gtr Manchester it was over £600
Moved to Cumbria and dropped by £300!!
Beat admiral by £100
Big difference is where you live. In Gtr Manchester it was over £600
Moved to Cumbria and dropped by £300!!
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